Why pay the full amount now ? When you can buy now pay later in India with easy, flexible ZestMoney EMIs and shop across 3000+ online & in-store merchants in India. Enjoy a completely online process & 0% interest. No credit card or credit score required.
With ZestMoney you can Buy Now Pay Later for complete range of products and services across top e-commerce websites like Amazon, Flipkart, Myntra, MakeMyTrip, Yatra and across 3000+ more merchant partners. You can shop now and pay later in small EMIs. When you sign up with ZestMoney, you get an instant credit limit approval, which you can use to make purchases. There is no down payment, no processing fees and you can choose flexible repayment periods as per your need. No credit card or debit card required. It’s easy, convenient and hassle-free.
Through ZestMoney’s flexible no-cost EMI repayment options, you can shop now and pay later across categories such as:
Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!
Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.
You can use your ZestMoney credit limit at Amazon, Flipkart, Myntra, MakeMyTrip, Yatra, Hidesign, Croma, Crossword, Big Bazaar, Home Centre, Lifestyle, Pantaloons, William Penn, Allen Solly, Fabindia, Levis, Pavers England, Peter England, Van Heusen and Raymonds at Mall of India.
Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.
Your EMI plan will be approved and your shopping vouchers will be emailed to you. During checkout, you can use the generated vouchers to make your payment.
ZestMoney’s ‘Buy Now Pay Later’ works in a very simple way. All you need to do is sign up on the ZestMoney website, upload your documents online. ZestMoney will instantly give you a credit limit. Once you get the ZestMoney credit limit, you can buy what you want across partner websites and 3000+ merchants using that credit limit and pay for it later through small EMIs.
To be eligible for ZestMoney’s ‘Buy Now Pay Later’, you need to be an Indian citizen, be 18+ years old, have a bank account and KYC documents. You don’t need a credit or debit card. If you check these boxes, you’re eligible to apply for the ZestMoney credit limit.
When you choose your payment option on 3000+ merchants and partner websites while checking out, simply choose the bright green ZestMoney logo. Then, you will be able to use your ZestMoney credit to pay for whatever you want. In case you want to avail Zest credit in physical stores such as Croma, simply request for the same at the payment counter.
At ZestMoney, we believe that lack of credit card should not prevent you from making payments using credit. Sign up with ZestMoney, upload a few documents and get ready to receive ZestMoney credit limit. Use Zest credit to make a wide range of purchases on no-cost EMI on our partner websites. Just shop now, pay later!
To avail ZestMoney’s ‘Buy Now Pay Later’, you need to provide identification proofs such as PAN and Aadhaar. You also need to submit a bank statement to be eligible for ZestMoney’s no-cost EMI options.
Amazon, Flipkart and Myntra are partner websites of ZestMoney, which means that you can buy a whole range of products on these sites using ZestMoney EMIs. As long as you have enough ZestMoney credit limit, you can buy whatever you want. Simply choose ZestMoney as your payment option when you checkout on these partner websites. You can also buy gift vouchers on ZestMoney app and use that on Amazon and Flipkart.
When you create your ZestMoney account, ZestMoney will help you set up your preferred online repayment option through NACH. When you make a purchase at the partner website using ZestMoney, you can choose a repayment period between 3,6,9 and 12 months based on your preferences. It is an easy, convenient, hassle free, digital friendly solution. Just shop now, pay later!
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