Shop now & pay in EMI without credit card

Enjoy the convenience of EMIs on smartphones, fashion, travel, education, healthcare & more. No credit card, debit card or credit score required.

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Pay with ZestMoney at these leading merchants

  • Shop smartphones, TV & appliances, Grocery and more on EMI
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  • Enjoy the convenience of EMI on smartphones, electronics & more
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  • Travel now, pay later in easy, convenient & flexible EMI
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  • Shop for clothing, footwear & accessories for men, women, and kids
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  • Buy smartphones, TVs, fitness gear, lifestyle and accessories on easy EMI
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  • Upgrade your wardrobe without having to burn a hole in your pocket
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Pay using 0% interest EMI

Enjoy no cost EMI at select partner stores & fulfil your wishlist.

3 steps to fulfil your dream with ZestMoney EMI

  1. Signup with ZestMoney

    Complete your profile to signup with ZestMoney & discover your credit limit.

  2. Activate your credit limit

    Upload your KYC & setup automatic repayments to start using your credit limit across our 1000+ merchant partners.

  3. Pay with ZestMoney EMI

    Visit our merchant partner & make payment using your ZestMoney credit limit.

Meet ZestMoney

Founded in 2016, ZestMoney is the largest and fastest growing consumer lending fintech company in India. We offer instant financing, at the checkout using technology to make life more affordable for everyone.

5 million happy consumers

1000+ merchant partners

4.7 star Google review rating

  • “ZestMoney is one of the best and easiest solution for EMI purchase. Easy to buy, easy to pay. I am really happy about using ZestMoney. I suggest everyone use ZM in their life for fastest EMI process.”
    Ramkrishna Rao
  • “Very very fast n easy process instant approval for on-loan got my loan approved in 1 working day, customer support is excellent. Thanks, ZestMoney, keep it up.”
    Gaurav Gaurav
  • “Nice, ZestMoney service and loan applications are very fastest approval and very good app. Easy EMI and easy to pay in the app, nice services. ZestMoney is the best.”
    Mahendra Ashwin
  • We can say that it’s a good friend, who can understand other friends problems and solve. It's also, very quick and easy  Thanks good concept keep growing.
    Om Prakash Jha

Press coverage

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