Flipkart with ZestMoney EMI
Pay in EMI for on Flipkart

Make the most of Flipkart Big Shopping Days Sale with 0% interest EMI when you pay for your orders  on Flipkart using ZestMoney EMI. No credit card, debit card or credit score required.

Keeping your wishlist waiting for long?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-18 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

You don’t have to pay any additional application charges. No strings attached

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI on Flipkart?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Avail Flipkart Gift Card from ZestMoney

    Get your Flipkart Gift Card of your desired value by entering the product name and its price.

  4. Congrats, your EMI is approved

    Your EMI plan will be approved and your Flipkart Gift Card will be generated. During checkout at Flipkart, you can use the generated vouchers to make your payment.

You’re the centre of our universe!

  • Great Experience!! Very fast approval of loans, I am using ZestMoney at Flipkart. Without any credit card or any down-payment, I got my loan approved very fast. Thanks a lot, ZestMoney. Highly recommend it.
    Arun Thakur
  • I bought an air conditioner last Diwali on Flipkart with ZestMoney. As promised, the cash back was immediate. It's a real motivation in seeing my repayment track, and they offered a personal loan as well. What a wonderful experience.
    Sidhu Bhuvana
  • The best and easiest way to avail a loan. In Kashmir, most banks avoid lending loans to us and this is the first company who trusts us and provides the amount to purchase on Flipkart with least formalities.
    Muzafar Shah
  • Great experience! ZestMoney is the option for those who don't have a credit card. One time very Easy process. No cost EMI options available on Flipkart. I recommend all to just go for ZestMoney.
    Pramod Darekar
  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley
  • Great Experience!! Very fast approval of loans, I am using ZestMoney at Flipkart. Without any credit card or any down-payment, I got my loan approved very fast. Thanks a lot, ZestMoney. Highly recommend it.
    Arun Thakur
  • I bought an air conditioner last Diwali on Flipkart with ZestMoney. As promised, the cash back was immediate. It's a real motivation in seeing my repayment track, and they offered a personal loan as well. What a wonderful experience.
    Sidhu Bhuvana
  • The best and easiest way to avail a loan. In Kashmir, most banks avoid lending loans to us and this is the first company who trusts us and provides the amount to purchase on Flipkart with least formalities.
    Muzafar Shah
  • Great experience! ZestMoney is the option for those who don't have a credit card. One time very Easy process. No cost EMI options available on Flipkart. I recommend all to just go for ZestMoney.
    Pramod Darekar
  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley

FAQs on Flipkart EMI

1. How can I get EMI on Flipkart?

Sign up with ZestMoney and once you’ve submitted your KYC documents online, you can activate your credit limit. To purchase products on Flipkart EMI using your ZestMoney credit, you can choose between generating a gift card from ZestMoney or selecting ZestMoney under the Flipkart EMI options available on Flipkart checkout page. 

2. What is the benefit of using ZestMoney EMI?

When you use ZestMoney EMI, you enjoy the following benefits:

  • 0% interest on 3-month plans
  • 0 down-payment
  • No Application Fees
  • 100% online process
  • No credit card, debit card or credit score required
  • Shop from multiple categories including mobile phones, laptops, TVs, travel, and furniture
  • 3000+ merchant partners who accept ZestMoney
  • Zero pre-foreclosure fees
  • Cashback offers
  • We have a 4.7(out of 5) Rating on Google Reviews from our customers

3. What is no-cost EMI on Flipkart?

With Flipkart no-cost EMI, you can make a purchase and choose to complete your payments in monthly installments which are equally divided. As an added advantage, you don’t have to pay interest, application fees, or any down payment with ZestMoney’s no-cost EMI options and monthly payment plans.

4. When will I get the cashback for No-Cost EMI?

Any interest charged on No-cost EMI will be processed as cashback. Cashback will be credited within 10 working days after each on-time EMI payment.

5. What can I buy on Flipkart using ZestMoney EMI?

You can purchase a wide range of items on Flipkart using ZestMoney EMI – there is no limit. From electronic items like smartphones, laptops and tablets, to household and kitchen appliances like dishwashers, refrigerators, televisions and more, your next purchase using Flipkart EMI can be made easier through credit on ZestMoney.

6. Does ZestMoney have any hidden charges?

ZestMoney does not charge any down payment or application fee from you. When you sign up for ZestMoney EMI, you will need to submit your details and complete your KYC process on our website to get access to ZestMoney’s flexible EMI options. 

7. How long does it take to get my EMI approved?

When you apply for EMI on ZestMoney, the approval for the loan is instant. As soon as you submit the required details and complete the KYC process, your loan will get approved and you will receive your credit limit.

8. Where can I use ZestMoney apart from Flipkart?

With over 3000 partnerships across various brands and categories, ZestMoney EMI is available on multiple platforms of your choosing, like Amazon and Myntra, holiday booking sites like MakeMyTrip and Yatra and even offline partners such as Croma and Lifestyle. Check out our complete list of merchant partners to find out where you can use your ZestMoney credit.

9. What is the benefit of ZestMoney no-cost EMI on Flipkart?

By choosing ZestMoney no-cost EMI on Flipkart, you can ensure that you are not paying any extra charges on the product of your choice. With a no-cost EMI, you don’t have to pay a down payment, processing fee or interest on your monthly installments. 

10. How do I repay ZestMoney?

We will set up a payment service known as a NACH/eNACH/Standing Instruction with your bank, which will allow us to easily automate recurring payments. Thus your EMI payment will be collected automatically from your bank on the due date every month until the completion of the full amount. This setup will help you pay your EMIs on time.

11. Can I trust ZestMoney ?

Absolutely, yes. ZestMoney has more than 60 lakh customers across India. Our customers have rated our service 4.7/5.

12. How can I know more about ZestMoney?

If you have any other questions on how to unlock ZestMoney and the multiple ways you can use this payment method, visit our help page to find answers to some of the most frequently asked questions.

Enjoy the convenience of EMIs across a wide range of merchants!