Flipkart with ZestMoney EMI
Pay in EMI for on Flipkart

Enjoy 0% interest when you use ZestMoney as your Flipkart EMI option. ZestMoney offers Flipkart EMI without credit card, debit card, or credit score. Go ahead, book your Flipkart mobile, TV, Washing Machine on EMI today and pay later in easy instalments.

Already have an active credit limit? Pay with ZestMoney during checkout on Flipkart.

Want to get a Flipkart EMI?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-18 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

Seamless repayments

Once you setup NACH or SI, we’ll automatically collect your EMIs

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Flipkart?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI under the EMI section as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Flipkart will ship your product to you as per their delivery policy.

Have an active credit limit?

Head over to Flipkart website or app & shop!

You’re the centre of our universe!

  • Great Experience!! Very fast approval of loans, I am using ZestMoney at Flipkart. Without any credit card or any down-payment, I got my loan approved very fast. Thanks a lot, ZestMoney. Highly recommend it.
    Arun Thakur
  • I bought an air conditioner last Diwali on Flipkart with ZestMoney. As promised, the cash back was immediate. It's a real motivation in seeing my repayment track, and they offered a personal loan as well. What a wonderful experience.
    Sidhu Bhuvana
  • The best and easiest way to avail a loan. In Kashmir, most banks avoid lending loans to us and this is the first company who trusts us and provides the amount to purchase on Flipkart with least formalities.
    Muzafar Shah
  • Great experience! ZestMoney is the option for those who don't have a credit card. One time very Easy process. No cost EMI options available on Flipkart. I recommend all to just go for ZestMoney.
    Pramod Darekar
  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley
  • Great Experience!! Very fast approval of loans, I am using ZestMoney at Flipkart. Without any credit card or any down-payment, I got my loan approved very fast. Thanks a lot, ZestMoney. Highly recommend it.
    Arun Thakur
  • I bought an air conditioner last Diwali on Flipkart with ZestMoney. As promised, the cash back was immediate. It's a real motivation in seeing my repayment track, and they offered a personal loan as well. What a wonderful experience.
    Sidhu Bhuvana
  • The best and easiest way to avail a loan. In Kashmir, most banks avoid lending loans to us and this is the first company who trusts us and provides the amount to purchase on Flipkart with least formalities.
    Muzafar Shah
  • Great experience! ZestMoney is the option for those who don't have a credit card. One time very Easy process. No cost EMI options available on Flipkart. I recommend all to just go for ZestMoney.
    Pramod Darekar
  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley

FAQs on Flipkart EMI

1. What is Flipkart EMI?

Flipkart EMI lets you pay for your purchase on Flipkart in equal monthly instalments. You can select the EMI payment plan as per your convenience. You can avail Flipkart EMI by paying via ZestMoney.

2. What is Flipkart Pay Later?

With Flipkart Pay Later, if you make your purchase this month, you can pay it later next month. However, if you want to make the repayment amount smaller, you should take an EMI and pay over a 3-18 month period. Also, Pay Later offers a maximum of Rs. 5000 credit while ZestMoney offers you a credit limit of up to Rs. 5,00,000.

3. How to buy mobile on EMI without a credit card on Flipkart?

After you get ZestMoney credit limit, go to Flipkart and select your phone for checkout. On the payment page, choose ZestMoney under the EMI Options.

4. How to avail Flipkart EMI without a credit card?

When you create your account with ZestMoney, we don’t ask you for your credit card details. Signup with us and we will assign you a credit limit that can be used to get Flipkart EMI.

5. What are the benefits of using ZestMoney for EMI?

ZestMoney EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application fee, 0 processing fee, 0 pre-closure fees, and an option to shop at 3000 merchant partners for clothing, travel, furniture, insurance or education. Also, you can create a ZestMoney account within minutes as the complete process is online.

6. What is Flipkart no-cost EMI?

With no-cost EMI on Flipkart, you can pay for a product in equally divided monthly instalments without having to pay any down payment, application fees, or interest. ZestMoney offers no-cost EMI option on a 3-month payment plan.

7. How to avail no-cost EMI on Flipkart?

Signup with ZestMoney, submit your details and you will get an active credit limit that you can use to shop on Flipkart and pay in EMIs. You can choose the No cost EMI plan when you pay for your purchase with ZestMoney. Any interest charged on no-cost EMI will be processed as cashback. Cashback will be credited within 10 working days after each on-time EMI payment.

8. How to use ZestMoney in Flipkart?

You can pay at Flipkart with ZestMoney in two ways: use Flipkart gift voucher during payment or pay with ZestMoney under Flipkart EMI Options.

9. How can I get Flipkart voucher on EMI?

Login to your ZestMoney account, select Flipkart, enter the voucher amount and Flipkart voucher will be generated for you.

Enjoy the convenience of EMIs across a wide range of merchants!