Pay in EMI for on Amazon

Enjoy the convenience of 0% interest EMI when you pay for your orders on Amazon using ZestMoney EMI. No credit card, debit card or credit score required.

Keeping your wishlist waiting for long?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-18 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

We will process your EMI application without charging you a single penny

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Amazon?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI under the EMI section as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Amazon will ship your product to you as per their delivery policy.

Have an active credit limit?

Head over to Amazon website or app & shop!

You’re the centre of our universe!

  • Minimal documentation, Quick disbursement. I like how Zest works. I applied for a Consumer durable loan and within minutes I received the Amazon voucher code for the purchase. Thank you Zest!!
    Davd Archer
  • I bought a Treadmill from Amazon and received the product in two days. Thank you ZestMoney for approving my loan within a few minutes. You guys are doing great. I also recommend ZestMoney to all my friends.
    Manjula Anand
  • My first purchase was a 15k voucher for Amazon cycle. ZestMoney, thank you for helping me in a bad time. I got an 80k loan without any security. Thanks once again. ZestMoney is Best Money.
    Sanjay Shinde
  • My 2nd loan for an Amazon purchase got processed under a minute. It's unbelievably fast. Thank you, ZestMoney.
    Nitish Kumar
  • Awesome experience. It's a really amazing service. I get 10K Limit and purchased from Amazon on EMI. It's really helpful.
    MD Farhan Raja
  • Minimal documentation, Quick disbursement. I like how Zest works. I applied for a Consumer durable loan and within minutes I received the Amazon voucher code for the purchase. Thank you Zest!!
    Davd Archer
  • I bought a Treadmill from Amazon and received the product in two days. Thank you ZestMoney for approving my loan within a few minutes. You guys are doing great. I also recommend ZestMoney to all my friends.
    Manjula Anand
  • My first purchase was a 15k voucher for Amazon cycle. ZestMoney, thank you for helping me in a bad time. I got an 80k loan without any security. Thanks once again. ZestMoney is Best Money.
    Sanjay Shinde
  • My 2nd loan for an Amazon purchase got processed under a minute. It's unbelievably fast. Thank you, ZestMoney.
    Nitish Kumar
  • Awesome experience. It's a really amazing service. I get 10K Limit and purchased from Amazon on EMI. It's really helpful.
    MD Farhan Raja

FAQs on Amazon EMI

1. How can I shop on EMI on Amazon?

Sign up with ZestMoney and get an active credit limit after you submit your KYC documents online. To purchase products on Amazon EMI using your ZestMone credit, you can either generate a gift card from the ZestMoney website/app or choose ZestMoney under the Amazon EMI options on the checkout page to complete your purchase. 

2. What is the benefit of using ZestMoney EMI?

When you use ZestMoney EMI, you enjoy the following benefits:

  • 0% interest on 3-month plans
  • 0 down-payment
  • No Application Fees
  • 100% online process
  • No credit card, debit card or credit score required
  • Shop from multiple categories including mobile phones, laptops, TVs, travel, and furniture
  • 3000+ merchant partners who accept ZestMoney
  • Zero Pre-Foreclosure fees
  • Cashback offers

3. What is no-cost EMI on Amazon?

With no-cost EMI, you can pay for a product in equally divided monthly installments without having to pay any down payment, application fees or interest. ZestMoney offers no-cost EMI option on a 3-month payment plan.

4. What can I buy on Amazon using ZestMoney EMI?

There is no limit on what you can purchase on Amazon using ZestMoney EMI. From electronic items like mobile phones and laptops to household appliances like refrigerators and televisions, your next purchase using Amazon EMI can be funded through ZestMoney.

5. How much is the application fee for ZestMoney?

There is zero application fee for ZestMoney EMI. You will only need to complete your KYC process on our website to get access to ZestMoney’s flexible EMI options.

6. How much downpayment do I need to pay?

ZestMoney does not charge any down payment from you. When you sign up for ZestMoney EMI, you can even enjoy no-cost EMI.

7. How long does it take to get my EMI approved?

The approval for the loan is instant. As soon as you complete the KYC process and submit the required documents, your loan will get approved and you will receive your credit limit.

8. Where can I use ZestMoney EMI apart from Amazon?

ZestMoney has partnered with 3000+ brands across various categories. You can use ZestMoney EMI on e-commerce platforms like Flipkart and Myntra, holiday booking sites like MakeMyTrip and Yatra and even offline partners such as Croma and Lifestyle. Check out our complete list of merchant partners to find out where you can use your ZestMoney credit.

9. How do I repay ZestMoney?

We will set up a NACH/eNACH/Standing Instruction with your bank. NACH/eNACH/Standing Instruction are payment services that allow us to easily automate recurring payments. Hence, your monthly EMIs will be automatically collected from your bank on the due date. This setup will help you pay your EMIs on time.

10. How can I know more about ZestMoney?

Have any other questions on how to unlock and use ZestMoney EMI? To know more, you can go through our frequently asked questions.

Enjoy the convenience of EMIs across a wide range of merchants!