Pay in easy EMI for on Paytm

Enjoy the convenience of 0% interest EMI when you pay for your orders on Paytm using ZestMoney EMI, no credit card or credit score required.

Keeping your wishlist waiting for too long?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

You don’t have to pay any additional application charges. No strings attached

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Paytm?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI under the EMI section as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Paytm will ship your product to you as per their delivery policy.

Have an active ZestMoney credit limit?

Head over to Paytm website or app & use it right now

You’re the centre of our universe!

  • “This app is amazing, especially when used with ZestMoney. I could not imagine their process was so lightning fast. Technical responses were quick even, just loving it. I recommend genuine people to utilize ZestMoney's financial power. ”
    Deep Ranjan Ghose
  • “Easy to use. Simple and transparent. Super quick process and immediate disbursement of the required amounts you need. Apt use of technology to enable quick processing of loans. Keep up the great work guys and keep innovating.”
    Alwin Rajeev
  • “One of the best till now, when I did not have a credit card. It was ZestMoney who help me and provided all the facilities, and brought out from the dark. Many many thanks to you guys.”
    Speedy Musik
  • “Best credit lenders. Very helpful, good customer service. I introduced ZestMoney to my friends, they too are very happy. They helped me a lot, Thanks ZestMoney.”
    Yanger Longkumer
  • “Awesome Service. Used almost 5 times. Every time the service was excellent. Very easy to use. Must for people without credit card who wants to buy in installments.”
    Pranjit Konch
  • “This app is amazing, especially when used with ZestMoney. I could not imagine their process was so lightning fast. Technical responses were quick even, just loving it. I recommend genuine people to utilize ZestMoney's financial power. ”
    Deep Ranjan Ghose
  • “Easy to use. Simple and transparent. Super quick process and immediate disbursement of the required amounts you need. Apt use of technology to enable quick processing of loans. Keep up the great work guys and keep innovating.”
    Alwin Rajeev
  • “One of the best till now, when I did not have a credit card. It was ZestMoney who help me and provided all the facilities, and brought out from the dark. Many many thanks to you guys.”
    Speedy Musik
  • “Best credit lenders. Very helpful, good customer service. I introduced ZestMoney to my friends, they too are very happy. They helped me a lot, Thanks ZestMoney.”
    Yanger Longkumer
  • “Awesome Service. Used almost 5 times. Every time the service was excellent. Very easy to use. Must for people without credit card who wants to buy in installments.”
    Pranjit Konch