Pay in parts for on Mi.com

Zest Now Pay Later. Get up to 7,500 INR Cashback. Pay in Parts 3 and 6 Months at 0% interest with ZestMoney. T&C Apply*

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Keeping your wishlist waiting for too long?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

You don’t have to pay any additional application charges. No strings attached

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Mi.com?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Mi.com will ship your product to you as per their delivery policy.

Terms & Conditions

All purchases made by the customers during the sale shall be governed by the standard Terms and Conditions (subject to changes), which includes without limitation User Agreement, Privacy Policy, or any other product/service-related terms and conditions appearing on the website. Please read through https://www.zestmoney.in/terms-and-conditions/ for more information on ZestMoney terms and conditions.

  1. Cashback up to Rs. 7,500, and 0% interest on 3 and 6 month EMI with ZestMoney.
    Flat Cashback (Rs.) Minimum Transaction Amount (Rs.) Maximum Transaction Amount (Rs.)
    400 0 9,999
    1,000 10,000 19,999
    2,500 20,000 29,999
    5,000 30,000 49,999
    7,500 50,000 Above
  2. Offer duration: 3rd May 2022 to 9th May 2022.
  3. Offer applicable only on transactions made with ZestMoney on Xiaomi app or website
  4. Offer applicable once per customer in the offer period
  5. Offer cannot be clubbed with any other ZestMoney offer.
  6. Cashback for eligible transactions will be credited back to the customer’s bank account linked with their Zest account after 3 successful EMI payments without any delay / bounce.
  7. Only customers with an active ZestMoney credit limit would be able to transact through ZestMoney. Don’t have a Zest limit? Get one now in < 5 mins here – //bit.ly/3vITi7T
  8. Approval of credit facility is at the sole discretion of ZestMoney. In case of any queries: Please reach out to +91-6269000097 or email help@zestmoney.in General Terms & Conditions: //www.zestmoney.in/terms-and-conditions/
  9. Applicable  Zero Cost EMI at the time of order will continue to apply to the remaining outstanding amount.
  10. ZestMoney reserves the right to employ technological and other methods to prevent abuse of the Offer terms. You acknowledge that ZestMoney’s decision to take certain actions, including limiting access to your offer, placing holds, or imposing reserves, may be based on confidential criteria that is essential to our management of risk, the security of users’ accounts, comply with applicable laws and the otherwise protect the ZestMoney system.
  11. You agree that ZestMoney is under no obligation to disclose the details of its risk management or its security procedures to you
  12. For any cashback related queries, please write to us at help@zestmoney.in

You’re the centre of our universe!

  • It is a great platform for easy purchase of your desired products without any huge paperwork, I love the way of its screening and prompt service. It's a poor man's virtual credit card without any hidden costs and annual charges. Thank you, team ZestMoney. Keep up the work.
    Prakash Nathaniel Kumar
  • The best app, to get electronic products and gadgets from Xiaomi. Recently I got a personal loan on Saturday I got instant approval and with next 1 workday got credited to my bank account. It's simple and ZestMoney is just rocking. Thumbs up to ZestMoney and their team, customer service is also too good.
    Arunkarthik Duraisamy
  • Awesome App guys!!! it's very easy and simple to get the loan on ZestMoney, just apply for a credit limit and buy your product from Mi and pay the amount in easy in EMI's. I got here 28000 rs credit limit for shopping. thanks, ZestMoney.
    Manoj kumar
  • Great app. Got approval within minutes and with few documents. Thanks, ZestMoney. I bought a Mi TV- from mi.com's website. A great experience. 
    Revanth Nagabhyru
  • The best is ZestMoney because it helps a lot. I cleared the EMI for Xiaomi POCO F1. Now, they have offered me a personal loan amount with low interest. Thank you, ZestMoney
    Chandrasekhar Reddy
  • Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! 
    Huveto Khamo
  • “I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”
    Ritesh Rai
  • “Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”
    Ravindraprasad Pelluru
  • “Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”
    Praveen Pal
  • “ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”
    Amit Verma

Have an active ZestMoney credit limit?

Head over to Mi.com website & use it right now

Enjoy the convenience of EMIs across a wide range of merchants!