Buy furnitures on EMI without credit card

Buy sofas, beds, mattresses, home decor, tables, chairs, wardrobes, dining sets and more in affordable EMIs using your ZestMoney credit limit.

Get Credit Limit

Pay with ZestMoney at these leading merchants

  • EMI for everything on Amazon

    Fashion & Lifestyle, Furniture, Mobiles & Electronics
  • Flipkart with ZestMoney EMI

    EMI for everything on Flipkart

    Fashion & Lifestyle, Furniture, Mobiles & Electronics
  • EMI for Flo Mattress

  • EMI for everything on SleepyCat

  • emi on quikrbazaar

    EMI for everything on QuikrBazaar

    Furniture, Mobiles & Electronics
  • EMI for everything on Royal Oak

  • EMI for everything on MySleepyHead

  • EMI for everything on The Fluffy Company

  • EMI for everything on SOHO Mattress

  • EMI for everything on Evok

  • Boingg

    Furniture, Offline
  • EMI for everything on Ecowell India

  • EMI on furniture At-Home

  • EMI for everything on Sulekha

  • EMI for everything on Urban Ladder

  • EMI for everything on Wonderchef

  • EMI for everything on The Sleep Company

  • EMI for everything on Emma Mattress

  • EMI for everything on Wooden Street

  • EMI for everything on Morning Owl

  • emi in homecentre


    Furniture, Offline

How to buy furnitures with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy furnitures

    You can use your ZestMoney credit limit on Flipkart, Amazon, Paytm Mall, Flo, SleepyCat, QuikrBazaar, HomeCentre to buy your furniture.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

You’re the centre of our universe!

  • “ZestMoney is the "Best money". It's a seamless and easy process and I have never faced any hassle while applying. Always had 100% approval. ”
    Rumzan Sheikh
  • Great app that I came across. The services are also very quick. Instant loan approval. I have bought many things through ZestMoney hassle free.
    Shrinivas Telkar
  • “I just wanted to buy a few products. On Facebook, I found the ZestMoney platform which helps me a lot to fulfill my dreams at the right time. Thank you so much, team.”
    Arun Kumar
  • From my point of view, ZestMoney is incomparable. I am fully satisfied with ZestMoney. Thanks
    Govinda Das
  • Very good service. I came to know about ZestMoney very late else I could have bought a lot of household products through Pepperfry with the financial help from ZestMoney. Thanks to you!
    Vivek Kumar
  • It is a great platform for easy purchase of your desired products without any huge paperwork, I love the way of its screening and prompt service. It's a poor man's virtual credit card without any hidden costs and annual charges. Thank you, team ZestMoney. Keep up the work.
    Prakash Nathaniel Kumar
  • The best app, to get electronic products and gadgets from Xiaomi. Recently I got a personal loan on Saturday I got instant approval and with next 1 workday got credited to my bank account. It's simple and ZestMoney is just rocking. Thumbs up to ZestMoney and their team, customer service is also too good.
    Arunkarthik Duraisamy
  • Awesome App guys!!! it's very easy and simple to get the loan on ZestMoney, just apply for a credit limit and buy your product from Mi and pay the amount in easy in EMI's. I got here 28000 rs credit limit for shopping. thanks, ZestMoney.
    Manoj kumar
  • Great app. Got approval within minutes and with few documents. Thanks, ZestMoney. I bought a Mi TV- from's website. A great experience. 
    Revanth Nagabhyru
  • The best is ZestMoney because it helps a lot. I cleared the EMI for Xiaomi POCO F1. Now, they have offered me a personal loan amount with low interest. Thank you, ZestMoney
    Chandrasekhar Reddy