Mobile on EMI

Mobile on EMI

Looking to buy a new phone? Buy mobile on EMI without credit card at zero down payment using ZestMoney credit limit.

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Have you been eyeing the latest smartphones for a while now? Don’t wait for months when you can easily buy mobile on EMI without credit card at zero down payment today.  Good smartphones can cost you anywhere between Rs.10,000 to Rs.1,00,000. Instead of saving hard-earned money for months or compromising on your choice of mobile, it is better to buy a good smartphone on EMI. With ZestMoney, you can buy the latest models of Samsung, Xiaomi, Motorola, Oppo, Vivo, Realme, Honor, Lenovo, Apple, etc. on EMI without credit card or debit card at zero down payment. You can pay using ZestMoney EMI at your favourite websites like Amazon, Flipkart, Paytm, Mi or at your nearest Croma, Sangeetha, and Mi Home store

Creating a ZestMoney account is super easy and completely online. ZestMoney assigns you a credit limit which you can then use to buy phone and many other things! You can also buy mobile on No Cost EMI. So sign-up, activate your credit limit and get yourself a zero down payment mobile phone online or offline on your preferred EMI plan.

Table of contents: 

Pay with ZestMoney at these leading merchants

Category:

EMI for everything on Amazon

Fashion & Lifestyle, Furniture, Mobiles & Electronics
Flipkart with ZestMoney EMI

EMI for everything on Flipkart

Fashion & Lifestyle, Furniture, Mobiles & Electronics

EMI for everything on Mi Xiaomi

Mobiles & Electronics

Why should you buy a Mobile on EMI?

There are many advantages of buying a phone on EMI. Below are a few of them:

    • Easy on Pocket: Purchasing a phone by paying the full price together can take your monthly budget off-track leaving you very less in savings for emergency needs. Paying in EMIs ensures that you have sufficient savings at all points of time. Whether you are looking for the best phones under Rs. 10,000 or higher-end models, you can make your purchase with ease!
    • Best Phone gets Affordable: The better the specifications of a smartphone, the higher the price tag attached to it. When you pay on EMI, you do not need to pay the full cost and hence you can purchase a better phone than you can buy on lumpsum.
    • Extra savings with No Cost EMI: With the option of no-cost EMI, buying a phone on instalments becomes much more attractive since you are not charged any extra cost (0% interest). At the same time, your bank account earns you interest on the money that you saved from paying upfront.

How to buy a phone with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy a phone

    You can use your ZestMoney credit limit on Amazon, Flipkart, Mi or 1000+ merchant partners to buy a phone.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

FAQs on Smartphone on EMI

How can I buy a mobile on EMI?

Signup with ZestMoney and submit your details. ZestMoney will provide you with a credit limit that you can use to buy mobile on EMI on partner stores like Amazon, Flipkart, Mi, Croma, Sangeetha Mobiles etc.

How to buy a zero down payment mobile phone online?

ZestMoney allows you to buy a smartphone of your choice without any initial down payment. Register with ZestMoney and then use ZestMoney as your payment option at any of our online partners like Flipkart, Amazon, Mi, Paytm etc. 

What are the benefits of using ZestMoney for Mobile EMI?

ZestMoney EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application fee, 0 processing fee, 0 pre-closure fees, and an option to shop at 3000 merchant partners for clothing, travel, furniture, insurance or education. Also, you can create a ZestMoney account within minutes as the complete process is online.

Am I eligible for a mobile EMI on Aadhar card?

An Aadhaar card is mandatory for you to purchase a mobile on EMI. This will help speed up the process of completion. When you create an account on ZestMoney, you will be asked to fill your Aadhaar card details & upload your KYC documents.  

How to buy mobile on EMI without credit card?

ZestMoney users do not need a credit card to buy a mobile on EMI. You can pay with ZestMoney EMI at our partner stores and easily buy mobile or other items. Get your ZestMoney account today.

How can I avail the EMI scheme in mobile store?

You can avail ZestMoney EMI at our partner mobile stores like Croma, Sangeetha, and Mi Home. The first step is to signup with ZestMoney and submit your details. You will receive an active credit limit which you can use to buy mobile at your nearest partner stores.

How can I buy a mobile on EMI on Flipkart?

Signup with ZestMoney and activate your credit limit. Go to Flipkart, select your mobile and during checkout use ZestMoney as your payment option. 

Also, read how to avail the following: 

Laptop on EMI TV on EMI  No Cost EMI Instant Loan

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