Buy AC on EMI

Keep your home cool and stay comfortable even when the temperatures are high. Shop from a wide range of air conditioners and buy AC on EMI without credit card using ZestMoney credit limit.

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With the summer approaching and the weather getting hotter day by day, more and more people want to buy an AC. There are many top AC brands in India such as Samsung, Voltas, Whirlpool, Hitachi and Mitsubishi that are offering an AC on EMI at great prices! Thanks to ZestMoney, you can buy an AC on EMI or a zero downpayment air conditioner even without a debit or a credit card!

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How to buy an AC on EMI with ZestMoney?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy an AC

    You can use your ZestMoney credit limit on Amazon, Flipkart, Croma, or QuikrBazaar to buy an AC.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

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Types of air conditioners:

Before you buy an AC on EMI, it’s important to know what are the different types of ACs

1. Portable AC: A portable AC is not fixed to one place. They’re much smaller and lighter than a fixed AC.

2. Window AC: In a window AC, the compressor faces the outdoor external air while the blower faces the inside of the room.

3. Split AC:The split AC consists of two parts: An indoor unit and an outdoor unit. Split ACs are wider, make less noise and therefore cool the room much faster. They are practically noiseless and therefore cost significantly higher than the other types of ACs, but you can easily buy a split AC on EMI without burning a hole in your pocket. 

Here’s how you can choose a good AC:

1. Room area and AC capacity: If you install a big AC in a small room, the room will get cooled very fast and vice versa if you install a small AC in a large room. Here is a rough guide that gives a relationship between room size and ideal AC capacity.

Room Size (in square feet) AC Capacity (in tonnes)
80  0.75 
80 – 120 1
120 – 190 1.5
190 – 300 2
> 300

2. Energy efficiency: Your electricity bill is the single most important indicator of how energy efficient your AC is. The Bureau of Energy Efficiency (BEE) uses a star rating system to determine your AC’s energy consumption. A five-star rating means your AC is efficient and will cost you less in energy bills. 

3. Type of condenser coils: Copper coils cool faster and last longer than aluminium coils because they have a higher heat absorption capacity. So when you buy an AC on EMI, choose one with copper condenser coils. 

4. Inverter Technology: An inverter controls electric voltage, current and frequency in many home appliances. AC with an inverter controls the gas flow rate which reduces consumption of power and current.
In a non-inverter AC, the power fluctuates when the AC starts and stops, which leads to higher consumption. Most top AC brands in India manufacture inverter ACs.

5. AC brand and budget: When buying AC on EMI, it is wise to choose from the top ten AC companies in India such as Hitach, Voltas, Samsung, Whirlpool, LG and Blue Star. The AC should be worth the amount you pay. 

Other important factors to look at are heating and cooling, dehumidification, wifi connectivity, sleep mode and cleaning functions. When you choose ZestMoney. You can save up your money for larger future investments and spend on a zero downpayment air conditioner today. With so many air conditioner EMI offers, you have plenty to choose from! 

Advantages of buying an AC on EMI with ZestMoney

There are many benefits to buying AC on EMI. Paying for your AC in monthly installments can help you avoid exceeding your monthly budget. With EMI options to buy several things today, you can continue to pay your bills and still avail air conditioner EMI options to buy an AC of your choice because you’ll be paying small installments every 3, 6, 9 or 12 months at your own pace. Another benefit is that you don’t require a credit card or debit card to avail the EMI on AC when you choose ZestMoney. ZestMoney also offers 0 pre-closure fee, 0 down-payment & 0% interest on select EMI plans which makes your shopping more affordable. Getting a credit limit with ZestMoney is super easy with a completely online and hassle-free process. Sign-up now and get your credit limit approved in few minutes.

FAQs

How can I purchase an AC on EMI without credit card?

With ZestMoney, you don’t need a credit card. All you need is a credit limit which you will receive once you sign up with ZestMoney. Using that credit, go ahead and buy an AC on EMI at any of our partner stores like Amazon, Flipkart, Paytm, Croma etc. 

How can I buy AC on no-cost EMI?

ZestMoney offers no-cost EMI on select EMI plans offering you credit at no additional cost. You will be able to choose the no cost EMI option when you choose the EMI Plan during your payment.

What are the ZestMoney EMI offers available to buy an AC?

ZestMoney EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application fee, 0 processing fee, 0 pre-closure fee, and an option to shop at 3000 merchant partners for clothing, travel, furniture, insurance or education. Also, you can create a ZestMoney account within minutes as the complete process is online.

Where can I buy an air conditioner on EMI?

You can buy AC on EMI at any of the ZestMoney partner stores like Amazon, Flipkart, Paytm, QuikrBazaar and Croma.

Can I buy an AC on zero down payment?

With ZestMoney, you can buy your dream AC without any initial down payment. You can pay back at your own pace with ZestMoney’s no-cost EMI options. EMI repayment periods range from 3 to 18 months.

Where can I buy air conditioner on EMI?

You can buy AC on EMI at any of the ZestMoney partner stores like Amazon, Flipkart, Paytm, QuikrBazaar and Croma.