Enjoy the convenience of easy EMIs when you pay for your Morning Owl orders using ZestMoney EMI, no credit card or credit score required.
Keeping your wishlist waiting for too long?
ZestMoney is here to help!
3-12 months EMI plan
Choose your convenient repayment term from our wide range of EMI plans
No down payment
We don’t ask for upfront payment for you to complete your purchase
No pre-closure fee
You can close your EMI without having to pay any additional fees
How to pay with ZestMoney EMI directly on Morning Owl?
Signup for ZestMoney credit limit
Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!
Activate your credit limit
Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.
Select ZestMoney EMI during checkout
Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI as your payment method.
Choose preferred EMI plan
Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.
Congrats, your EMI is approved
Your EMI plan will be approved and your order will be placed successfully.
Have an active ZestMoney credit limit?
Head over to Morning Owl website & use it right now
You’re the centre of our universe!
“Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! ”
“I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”
“Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”
“Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”
“ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”