Buy Refrigerator on EMI

Shop from a wide range of brands like Samsung, LG, Hitachi, Haier etc to buy refrigerator on EMI without credit card using your ZestMoney credit limit. Explore the easy way to buy a zero downpayment refrigerator with ZestMoney.

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Tired of your refrigerator and want to upgrade to a new one? With top brands such as Samsung, LG, Hitachi and Haier offering ultra-chic designs, you have plenty of great options to choose from. Good refrigerators are expensive, but why worry when you can buy a refrigerator on EMI? All major online and offline retail stores have several refrigerator EMI offers, making it very easy for you to buy your dream fridge. ZestMoney makes it easy to buy a fridge on EMI without credit card and zero down payment.

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How to buy a Refrigerator with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy a Refrigerator

    You can use your ZestMoney credit limit on Amazon, Flipkart, Croma, or QuikrBazaar to buy a Refrigerator.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

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Factors to consider when buying a refrigerator:

1. Refrigerator style:

There are primarily 6 different types of refrigerators. They are top freezer, bottom freezer, side by side, French door, counter-depth and mini-fridge. All these refrigerators depend on your needs, the size of your house, number of people in your household etc. If you have a big house, a more expensive side-by-side refrigerator is a good option. If you’re living alone, a small top freezer or mini fridge on EMI also works. 

2. Refrigerator Capacity:

This depends a lot on what kinds of food you want to store. They are of two kinds of capacities –  high freezer capacity and high vegetable capacity. Make sure you research this when you buy a no-cost EMI refrigerator. If you’re a vegetarian who doesn’t store a lot of frozen foods, it makes sense to go for the latter. If you store a lot of meat and frozen fish, chocolates and readymade frozen foods, a high freezer capacity is the best option. 

3. Type of defrosting:

When buying a fridge on EMI, consider if you want a direct cool or a frost freeze refrigerator. A direct cool system saves more energy, preserves food for a shorter amount of time, requires manual defrosting and uses natural convection to keep the fridge cool. A frost freeze refrigerator saves lesser energy, preserves food for much longer, automatically defrosts the foods and uses electric fans for cooling. Choose well when you buy a refrigerator on EMI.

4. Energy consumption:

With greater power comes greater bills. On each refrigerator, you will find a sticker with star ratings on the top-right corner. The Bureau of Energy Efficiency (BEE) uses a star rating system to determine your fridge’s energy consumption. Higher the number of stars, lower is the energy consumption. Always go for a low energy consumption refrigerator on EMI. This will save you a lot of unnecessary costs. 

5. Inverter Compressor:

Your fridge will either have an inverter compressor or a normal compressor. An inverter compress makes less noise, saves you more money and is much more energy-efficient than a normal compressor. 

6. Refrigerator Brand:

When you buy a no-cost EMI refrigerator, it’s really important that you invest in a good brand which promises a good warranty, service and maintenance. Top brands such as Samsung, Whirlpool, LG, Hitachi etc should be your top choices while buying a fridge on EMI

Advantages of buying a fridge with ZestMoney’s no-cost EMI option

There are many benefits to buying a refrigerator on EMI. If your monthly income is not enough to cover your bills, rent and the full cost of a new refrigerator, then EMI is your best option. With no-cost EMI options to buy several things today, you can continue to pay your bills and still buy your dream fridge because you can pay back in small instalments every 3, 6, 9 or 12 months at your own pace. Another benefit is that you don’t require a credit card to avail no-cost EMI on the refrigerator. You can save up your money for larger future investments and spend on a no-cost EMI refrigerator today! 


How can I buy a refrigerator on EMI?

Signup with ZestMoney and we will assign you an active credit limit. You can use the ZestMoney credit limit for buying a refrigerator or any other item on EMI at Flipkart, Amazon, Paytm, Croma and many more partners. You can pay back in equal monthly installment plans ranging from 3-18 months as per your convenience.

How can I buy a refrigerator at no-cost EMI?

ZestMoney offers no-cost EMI on select EMI plans offering you credit at no additional cost. You will be able to choose the no cost EMI option when you choose the EMI Plan during your payment.  

What are the advantages of using ZestMoney for refrigerator EMI?

ZestMoney EMI offers a lot of benefits like no-cost EMI, 0 down payment, 0 application fee, 0 processing fee, 0 pre-closure fees, and an option to shop at 3000 merchant partners for clothing, travel, furniture, insurance or education. Also, you can create a ZestMoney account within minutes as the complete process is online.

How can I buy a refrigerator on EMI without a credit card?

With ZestMoney, you can make purchases across partner websites without a credit card. You just need a credit limit, which we will assign to you once you fill the required details and upload all necessary documents. Using that credit, go ahead and buy your dream refrigerator on EMI.

Can I purchase a refrigerator online with zero downpayment?

ZestMoney allows you to buy your dream fridge without any initial down payment. You have the luxury of paying back at your own pace with ZestMoney’s no-cost EMI options. EMI repayment periods range from 3 to 18 months.

Where can I buy a fridge on EMI?

You can use ZestMoney to buy a fridge on EMI at any our partner stores like Flipkart, Amazon, Paytm, Croma etc.

Can I get a refrigerator on EMI in an offline store?

Yes, you can. You can avail ZestMoney EMI at our offline partner stores like Croma. Your first step is to create a ZestMoney account and then make the purchase at your nearest Croma store.