Buy the best in Furniture and Home Accessories on EMI

Enjoy the convenience of easy EMI when you pay for your orders on Urban Ladder using ZestMoney EMI. No credit card, debit card or credit score required.

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Keeping your wishlist waiting for long?

ZestMoney is here to help!

No down payment

We don’t ask for upfront payment for you to complete your purchase

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

Seamless repayments

Once you setup NACH or SI, we’ll automatically collect your EMIs

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Urban Ladder?

Signup for ZestMoney credit limit

Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!
Activate your credit limit

Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.
Select ZestMoney EMI during checkout

Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI under the EMI section as your payment method.
Choose preferred EMI plan

Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.
Congrats, your EMI is approved

Your EMI plan will be approved and your order will be placed successfully. Urban Ladder will ship your product to you as per their delivery policy.

Have an active credit limit?

Head over to Urban Ladder website & shop!

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You’re the centre of our universe!

“Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! ”

Huveto Khamo
“I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”

Ritesh Rai
“Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”

Ravindraprasad Pelluru
“Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”

Praveen Pal
“ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”

Amit Verma