Buy on Easy EMI

Shop from a wide range of appliances – TV, Refrigerator, AC, Washing Machine, Microwave and many more from top brands in affordable EMIs using your ZestMonet credit limit.

Get Credit Limit

Pay with ZestMoney at these leading merchants

How to buy latest appliances with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy latest appliances

    You can use your ZestMoney credit limit on Amazon, Flipkart, Paytm,, Mi Home.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

You’re the centre of our universe!

  • “ZestMoney is the "Best money". It's a seamless and easy process and I have never faced any hassle while applying. Always had 100% approval. ”
    Rumzan Sheikh
  • Great app that I came across. The services are also very quick. Instant loan approval. I have bought many things through ZestMoney hassle free.
    Shrinivas Telkar
  • “I just wanted to buy a few products. On Facebook, I found the ZestMoney platform which helps me a lot to fulfill my dreams at the right time. Thank you so much, team.”
    Arun Kumar
  • From my point of view, ZestMoney is incomparable. I am fully satisfied with ZestMoney. Thanks
    Govinda Das
  • Very good service. I came to know about ZestMoney very late else I could have bought a lot of household products through Pepperfry with the financial help from ZestMoney. Thanks to you!
    Vivek Kumar
  • It is a great platform for easy purchase of your desired products without any huge paperwork, I love the way of its screening and prompt service. It's a poor man's virtual credit card without any hidden costs and annual charges. Thank you, team ZestMoney. Keep up the work.
    Prakash Nathaniel Kumar
  • The best app, to get electronic products and gadgets from Xiaomi. Recently I got a personal loan on Saturday I got instant approval and with next 1 workday got credited to my bank account. It's simple and ZestMoney is just rocking. Thumbs up to ZestMoney and their team, customer service is also too good.
    Arunkarthik Duraisamy
  • Awesome App guys!!! it's very easy and simple to get the loan on ZestMoney, just apply for a credit limit and buy your product from Mi and pay the amount in easy in EMI's. I got here 28000 rs credit limit for shopping. thanks, ZestMoney.
    Manoj kumar
  • Great app. Got approval within minutes and with few documents. Thanks, ZestMoney. I bought a Mi TV- from's website. A great experience. 
    Revanth Nagabhyru
  • The best is ZestMoney because it helps a lot. I cleared the EMI for Xiaomi POCO F1. Now, they have offered me a personal loan amount with low interest. Thank you, ZestMoney
    Chandrasekhar Reddy

Buy home appliances on EMI

Most of us cannot imagine our lives without home appliances. We get most of our work done with the help of these appliances. We can’t store food without a refrigerator or get our laundry done quickly without a washing machine. The more the number of useful appliances we have, the more comfortable we are.  It’s important to buy high-quality appliances that last for many years because they are a big investment. Avoid cheap appliances because they don’t last long and have to be frequently serviced. So, invest in top home appliance brands such as Samsung, LG, Mi Home, and Panasonic to make your life more comfortable. 

Why should you buy home appliances on EMI?

Have you ever eyed the latest smart fridge only to find out that it’s too expensive for you?

With a large variety of home appliances available on EMI, you will no longer have to give up on the home gadgets of your dreams. Through ZestMoney, you can now purchase home appliances of your choice or a refrigerator on EMI without any hassles, even if you don’t have a credit card! Whether it be a fridge on EMI or a washing machine or a TV, the choice is plenty! 

Steps to buy home appliances on EMI using ZestMoney

How to buy a home appliance if it’s more than what you can afford? 

  • Sign up with ZestMoney
  • Submit your KYC documents
  • Find out what your credit limit is
  • Use this ZestMoney credit limit to buy a home appliance on EMI from our merchant partners. 

Zest also offers a no-cost EMI or a zero percent interest rate on EMI. 

FAQs on home appliances on EMI

1. Can I buy a refrigerator on EMI without a credit card?

ZestMoney allows you to make purchases across partner websites without a credit card. You just need a credit limit, which ZestMoney will assign to you. Using that credit, go ahead and buy a good refrigerator or any other home appliance on EMI

2. Am I eligible for buying home appliances on EMI with an Aaadhar card?

When you create an account on ZestMoney, you will be asked to upload your KYC documents which includes Aadhaar details. Once approved, you can use Zest money to make various purchases. You definitely need an Aadhar card for your KYC to get approved.

3. Can I get a home appliance on EMI in an electronics store?

Yes, you can, with ZestMoney.  All you need to do is look for the bright green Zest logo when you’re paying at the checkout corner. Ask them as well.  Then avail your Zest credit to pay at the store.

4. Can I get a home appliance on EMI without a debit card?

Of course! ZestMoney aims to provide credit/debit card free credit to millions of Indians. You just need to be 18+, an Indian citizen, and upload KYC and bank details. Once you get a credit limit, you can pay for an appliance of your choice with the Zest credit.

5. Can I buy a home appliance on EMI on Flipkart?

Yes you can use Zest money to buy home appliances on Flipkart and Amazon and payback using a no-cost EMI over a period of time

6. Can I purchase home appliances online with zero downpayment?

ZestMoney allows you to buy an appliance of your choice without any initial down payment. In fact, you can pay at your own pace with Zest Money’s no-cost EMI options.  EMI repayment periods range from 3, 6, 9 to 12 months.

7. How can I buy new home appliances on EMI on Amazon?

At the checkout window, simply click on the bright green ZestMoney logo under EMI section. Once you do that, you will be able to use your ZestMoney credit to pay for the new home appliance. 

8. How can I avail EMI schemes in electronic stores?

If you want to buy a home appliance or a refrigerator on EMI, you’ll be happy to know that ZestMoney has partnered with many large electronics distributors across the country ( e.g. Croma). While checking out, look for the green Zest logo and unlock Zest credit. Use that credit to purchase your fridge on EMI or a washing machine of your choice!