If you’re someone who wants to have a good phone with the latest features but are tight on finances, buying a new phone on EMI is your best bet. But if that too sounds difficult for you, then refurbished mobiles under 5000 can also be a good option. Refurbished phones can be of two types. Either the phones returned to the manufacturer by the customers due to a manufacturing default and sold as a refurb after being repaired, or they can be a second-hand phone sold directly by the owner.

So without further ado, if you’re thinking about owning your first phone in 2021 but on a budget here is a list of the best refurbished mobiles under 5000 INR for you to consider, keeping the latest features and price* in mind:

1. Samsung Galaxy J7 Nxt

This second hand phone under 5000 is worth getting your hands on for it has the best of features in any smartphone!

One of the best options for refurbished phones under 5000. Galaxy models can be on the higher side of the bar in terms of cost, but buying a refurbished model is an excellent option to avail of the same benefits. This second-hand mobile under 5000 comes with 2GB RAM and 16GM memory. It has an excellent front camera and also a 5.5” display. 

Price: Rs. 4,390* on Yamdeal

ZestMoney EMI: Rs. 418* for 9 months

2. Redmi 5A (16GB):

Buy this second hand smartphone under 5000 in an instant through ZestMoney.

Xiaomi phones have made quite an impact on Indian markets for their sleek models with extraordinary camera capabilities and internal memory. What makes the Redmi 5A one of the best-refurbished phones under 5000 to buy is its features, like its 5-inch capacitive touch screen with full HD, a 13 MP primary camera, and a 5-element lens, much like the Samsung/Sony primary camera. The phone also provides smart PA technology for superior audio and playback quality that does not damage the speakers at elevated volumes. The phone features a quick charge that charges up to 40% in half an hour. This is one of the best-refurbished mobiles below 5000 if camera quality is your highest priority. 

Price: Rs. 4,899* on Yamdeal

ZestMoney EMI: Rs. 544* for 9 months

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3. Redmi 7A – 

Buy the Redmi 7A, one of the best refurbished mobiles under 5000 without worrying about cost!

The Redmi 7A  is one of the best refurbished phones under 5000, and it is definitely a steal considering it is one of the recent models of Redmi. The phone is powered by Qualcomm Snapdragon 439 Processor with 2GB RAM. It also promises excellent quality selfies and photographs with camera features like Digital Zoom, Autoflash, Face Detection, etc. It is also home to features like excellent screen resolution and 256GB expandable memory. 

Price: Rs. 4,999* on Yamdeal

ZestMoney EMI: Rs. 555* for 9 months 

4. Samsung Galaxy A8 (32GB)

One of the top 2nd hand phone under 5000

Samsung offers excellent models across various price points, but many popular models tend to be above Rs. 15,000. A more affordable option is to buy refurbished phones from Samsung. The Samsung Galaxy A8, which is the slimmest Galaxy phone in the series, is extremely affordable when you buy the refurbished version. With a great internal memory of 32GB and a high-quality camera with 16MP, you can click innumerable pictures in both day and night light,  making it an excellent choice for 2nd hand phones under 5000. The phone also boasts a data speed of 4G Connect (LTE CAT6) technology, making it one of the few 4g mobile under 5000 refurbished phones in the market. With the Samsung Galaxy A8, you can easily download large files, participate in video calls, and seamlessly browse the internet. Additional features include fingerprint locking, a smart manager, and top-notch battery life. 

Price: 4,990* on Quikr

ZestMoney EMI: 554* for 9 months


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5. Moto G 3rd Gen (8GB)

Buy the Moto G 3rd Gen second hand phone under 5000 in just a jiffy through ZestMoney.

The Moto G 3rd gen is an absolute delight and one of the best refurbished mobiles under 5000 available in the market. Sporting a 5-inch touch screen and the Android Lollipop 5.1.1 OS, the phone has some of the best features. What’s more, it has a 5MP secondary camera for a flawless selfie game and a 13MP camera with Slow Motion Video, making it easily one of the more premium second-hand smartphone under 5000. The phone lens recognizes QR Codes and barcodes. Another splendid advantage is its turbocharge feature that charges the phone within minutes and lasts the entire day. The Moto G is definitely one of the best refurbished smartphones under 5000!

Price: Rs.4,200* on Indiamart

ZestMoney EMI: Rs. 466* for 9 months 

6. Samsung Galaxy On7 (8GB)

One of the best refurbished phones under 5000, the Samsung Galaxy On7 is jampacked with brilliant features.

The Samsung Galaxy series is the most popular set of phones by Samsung. It sports a 5.5 touch screen with a 720×1280 resolution and a great 13 MP rear camera. With an Android 5.1 Lollipop OS that is upgradable to 6.0.1 Marshmallow, this phone is as sleek as it is powerful. While its initial price is 10,000 INR, the refurbished models are available below Rs. 5000. This phone is one of the best refurbished mobiles under 5000 and makes it extremely popular among customers.

Price: Rs. 3,999* on Yamdeal

ZestMoney EMI: Rs. 444* for 9 months

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7. Lenovo K3 Note-

This is one of the best refurbished phones under 15000 which has features like Light and Orientation sensors.

The Lenovo K3 is a great value-for-money phone available in a refurbished version. Some of the features of this product are 16GB storage, 2GB RAM, and strong battery life. Other outstanding features that make this one of the best second hand phones under 5000 are the excellent front and rear cameras, light and proximity sensors, and Octa-core processor.

Price: Rs. 4,999* on Yamdeal

ZestMoney EMI: Rs. 555* for 9 months  

8. Motorola Moto E4 Plus 

Motorola phones are a must-have and the Motorola Moto E4 Plus is definitely one of the premium models of second hand smartphones under 5000.

The Motorola Moto E4 Plus can be availed at just half the market price by buying a refurbished model. With a ton of features like an IPS LCD Screen, 13MP and 5MP rear and front camera, respectively,  and fingerprint and proximity sensors, this model gives the best value for money. 

Price: Rs.4,999* on Yamdeal

ZestMoney EMI: Rs. 555* for 9 months


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9. OPPO Neo 7 (16GB) –

The Oppo Neo 7 has a brilliant processor promising a smooth interface making it one of the best 2nd hand phones under 5000.

The OPPO Neo 7 is generally available for 10,000 but comes for a refurbished price of 4,899*. Powered by Android v5.1 Lollipop OS with MediaTek MT6582 processor, Adreno 306 GPU, 1GB RAM, and 16GB internal memory, the phone is extremely popular. It has an 8MP primary and 5MP secondary camera for great front and rear shots. The phone is also backed with a minimum six-month seller warranty.

The refurbished Oppo Neo 7 is available at Rs. 3,299*. With Zest’s No Cost EMI you can buy this refurbished phone on EMI without credit card for only Rs. 331/mo* over 12 months. 

Price: Rs.3,299* on Yamdeal

ZestMoney EMI: Rs. 366* for 9 months

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Here is a summary of the best refurbished mobiles under 5000 to help make your decision easier.


Refurbished Mobiles under 5000 Price* ZestMoney emi* (9 months)
Samsung Galaxy J7 Nxt Rs.  4,390 Rs. 418/mo
Redmi 5A Rs. 4899 Rs. 544/mo
Redmi 7A Rs. 4999 Rs. 555/mo
Samsung Galaxy A8 Rs.  4990 Rs. 554/mo
Moto G 3rd Gen Rs. 4200 Rs. 466/mo
Samsung Galaxy On7 Rs. 3999 Rs. 444/mo
Lenovo K3 Note Rs. 4999 Rs. 555/mo
Oppo Neo 7 Rs. 3299 Rs. 366/mo
Motorola Moto E4 Plus Rs. 4999 Rs. 555/mo

To make your purchase even easier, you can buy refurbished phones or even smart tablets on EMI using ZestMoney. ZestMoney no-cost EMI can be availed across all our major websites like Amazon and Flipkart and physical electronic stores present near you like Croma and Sangeetha. If you wish to own a brand new phone without breaking into your savings, then you can consider buying a phone on EMI using ZestMoney. You don’t require a credit card, debit card or credit limit to get started!

 ZestMoney helps you to buy the latest smartphones without a credit card or debit card. Here’s what you need to do in order to make your payments through ZestMoney:

  • Sign up on ZestMoney by completing your profile to find out your credit limit.
  • Activate your credit limit by adding your KYC details and setting up automatic repayments to use your credit limit across our 1000+ merchandise. 
  • To pay with ZestMoney EMI, visit our merchant partner and make payments using your available ZestMoney credit limit.
  • After that, you can choose your no- cost EMI repayment option across our retail partners and payback with ease. You can also use a debit card or a bank transfer to repay your dues. 


So what are you waiting for? With these refurbished mobiles below 5000 INR, you can get one of the best, expensive phones for cheap refurbished phones at an extremely affordable price.


*Prices are subject to change.

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