Buy refurbished phones on EMI

Buy refurbished phones from Apple, Google, Honor, Mi, Oppo, Realme, Samsung, Vivo & other brands in affordable EMIs using your ZestMoney credit limit.

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How to buy refurbished phones with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Decide preferred partner to buy refurbished phones

    You can use your ZestMoney credit limit on Amazon, Flipkart, Paytm Mall, QuikrBazaar and Croma to buy your refurbished phones.

  4. Choose the best EMI plan

    Select ZestMoney EMI as your payment method at preferred partner, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully. Partner will ship your product to you as per their delivery policy.

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Buy refurbished phones on EMI

Smartphones have become a necessary part of our lives. We spend up to 3.5 hours a day browsing through our mobile phones. That’s a lot of data! You need a phone which can handle all this activity every day. The problem is that many good phones are expensive and we think twice before investing so much money on a new phone. ‘Is it worth it?’ is a question most of us have asked ourselves when buying a new phone. But a good phone definitely makes our lives better and we need one at the end of the day. Refurbished phones are a great option to consider! They are almost as good as new and are available at half the price. Buy refurbished phones from top brands such as Apple, One plus, Mi and Samsung at the lowest prices. 

Why should you buy a refurbished mobile on EMI?

Have you ever eyed the latest smartphone model only to find out that it was beyond your budget? Don’t worry! Refurbished phones are widely available online for you to choose from!

With refurbished mobiles on EMI, you will no longer have to give up on the phone of your dreams. Through ZestMoney, you can now buy a much more premium refurbished smartphone that you might not have been able to afford on a bulk payment.

Steps to buy refurbished mobiles on EMI using ZestMoney

How to buy a smartphone if it’s more than what you can afford? 

  • Sign up with ZestMoney
  • Submit your KYC documents & other necessary details
  • Find out what your credit limit is
  • Use this ZestMoney credit limit to buy a refurbished smartphone on EMI from our merchant partners.

Zest also offers a no-cost EMI or a zero percent interest rate on EMI. 

FAQs on refurbished mobiles on EMI

  1. Can I buy a refurbished mobile on EMI without a credit card?
    ZestMoney allows you to make purchases across partner websites without a credit card. You just need a credit limit, which ZestMoney will assign to you. Using that credit, go ahead and buy your dream smartphone on EMI.
  2. Am I eligible for a refurbished mobile on EMI with Aadhaar card?

When you create an account on ZestMoney, you will be asked to upload your KYC documents which include Aadhaar details. Once approved, you can use ZestMoney to make various purchases. You definitely need an Aadhaar card for your KYC to get approved.

  1. Can I get a refurbished mobile on EMI in a mobile store?

With ZestMoney, you very much can. All you need to do is look for the bright green Zest logo when you’re paying. Then avail your Zest credit to pay at the store.


  1. Can I get a refurbished mobile on EMI without a debit card?

Yes! ZestMoney aims to provide credit/debit card free credit to millions of Indians. You just need to be 18+, an Indian citizen, and upload KYC and bank details. Once you get a credit limit, you can pay for a mobile with the Zest credit.

  1. Can I buy a refurbished mobile on EMI on Flipkart?

Yes, you can use Zest money to buy a refurbished phone on Flipkart and Amazon and payback using a no-cost EMI over a period of time

  1. Can I purchase refurbished mobile phones online with zero downpayment?

ZestMoney allows you to buy a refurbished smartphone of your choice without any initial down payment. In fact, you can pay at your own pace with Zest Money’s no-cost EMI options.  EMI repayment periods range from 3, 6, 9 to 12 months. 

  1. How can I buy a refurbished smartphone on EMI on Amazon?

At the checkout window, simply click on the bright green ZestMoney logo. Once you do that, you will be able to use your ZestMoney credit to pay for the mobile phone. 

  1. How can I avail EMI schemes in mobile stores?

ZestMoney has partnered with many large mobile distributors across the country. While checking out, look for the green Zest logo and unlock Zest credit. Use that credit to purchase your smartphone.