Travel on EMI without credit card

Are you postponing that dream holiday to your favourite destination due to budgetary constraints? You won’t anymore thanks to ZestMoney. You can now travel on EMI in 2022 without credit card at 0 down payment and no extra charges!

Just like millions around the world, you too have always had a thirst for wanderlust to ‘find yourself’ in the places you visit and the people you meet. However, if you’ve always procrastinated taking the plunge because travel on EMI without credit was unheard of, you are forgiven. To that end, ZestMoney is looking to correct this fallacy with their financing options, which allows you to take holidays on EMI, travel on EMI without credit card, avail book now pay later flights, EMI tour packages, and much more.

ZestMoney believes every Indian should have the opportunity to upgrade their life without worrying about how to finance their dreams. If you’d like to travel on EMI in India, fly now pay later, or make hotel booking without credit card, ZestMoney has got you covered. 

ZestMoney offers customers the option to travel now pay later with 0% interest EMIs. You don’t need a credit card, debit card, or even a credit history to avail ZestMoney’s No Cost EMI financing option.

With this financing option, you can book holiday packages on EMI without having to sell an arm or a kidney! So, sign up with ZestMoney today and book that flight ticket on EMI without credit card to your dream destination.

Pay with ZestMoney at these leading merchants

Why should I travel on EMI?

If you choose to travel on EMI with ZestMoney, you’re giving yourself the freedom to make your holiday dream come true without compromising your finances. When you choose ZestMoney to finance your dream trip, you can book that flight ticket on no-cost EMI

ZestMoney, along with the advent of BNPL in India, has democratised credit lending for millions of households in the country. You now have the option of spreading your payments that financed your holiday by utilising ZestMoney’s pay later option without stressing about hidden charges and interest rates. After all, your holiday should be stress-free!

Let us look at some of the benefits ofZestMoney’s pay later option, which works in your favour: 

  1. Travel on EMI is affordable: By raising credit for your memorable holiday, you are making it easier for yourself to quench your thirst for wanderlust. You have the option of making only a part payment up front and scheduling your payments without paying any joining fees, hidden charges or interest on EMI. You can now opt for the flight ticket EMI option with ZestMoney, which gives you the option to raise personal credit of up to Rs. 2 Lakh 
  2. Easier to manage: Having the option to NOT pay the full amount upfront gives a major boost to your savings and monthly budget. Also, buying EMI tour packages through ZestMoney opens up a world of offers and discounts that you can take advantage of. Making hotel booking without credit card, holiday packages on EMI, or travel on EMI in India through ZestMoney and paying for it across a 9-month period makes managing your budgets a whole lot easier! 
  3. ZestMoney Connectivity: When you choose to travel on EMI with ZestMoney, you are spoilt for choice!  ZestMoney is accepted at 10,000 online stores and 75,000 physical retail stores, and we have partnered with some of the biggest names in the travel industry. As a ZestMoney customer, you can access offers from Yatra, MakeMyTrip, InterMiles, Uber, EaseMyTrip and more. Travel now pay later is now easier than ever for ZestMoney customers! 

Here is a list of 10 Travel Deals you can get on a steal. If you are more of a coastal person, check out these eight beautiful beaches in India you absolutely have to visit! 

Best travel operators for book now pay later flights

ZestMoney has partnered with brands that make your travel plans easier to execute. As a ZestMoney customer you can book your flight ticket on no cost emi with Yatra, MakeMyTrip, InterMiles, EaseMyTrip and more. 

Head over to the Travel section on our website to fly now pay later!

If you are looking for the best honeymoon spots in India, read on to get inspired! 

Or perhaps you’d like to unleash your adventurous side with the best solo trips for women?

Best booking partners to travel on emi without credit card

Once you’ve book your flight to your favourite destination, you will then need to focus on accommodation. Thankfully, it is a hassle free process for you as a ZestMoney customer. We have partnered with the likes of Treebo, Goibibo, Pickyourtrail, TrekNomads and more. 

If you’d like to travel abroad but on a budget, then head to one of the 13 best budget international trips to quench your wanderlust thirst!

Top 5 packages for holidays on EMI

Holiday Package  Price*  EMI price* (9 months)
Goa Beach tour package, from Yatra Starts from Rs. 12,500/person for 3 nights Rs. 1,388
Chill out in Shimla, from Goibibo Starts from Rs. 18,352/person for 3 nights Rs. 2,040
Discover Yas Island (Abu Dhabi), from EaseMyTrip Starts from Rs. 28,999/person for 3 days Rs. 3,222
Pattaya & Bangkok getaway, from Make My Trip Starts from Rs. 19,271/person for 2 nights Rs. 2,141
North East package, from Yatra Starts from Rs. 17,999/person for 4 nights Rs. 2,000

Few advantages of the ZestMoney app 

  • Ease of use: ZestMoney’s mobile app is very easy to use for the average person. Our app is integrated into the checkout process at our partner travel operators’ online stores. This means approvals for your requests are confirmed almost immediately.
  • No credit history: We do not ask for a credit history of our customers for the simple fact that ZestMoney is their first introduction to any type of formal credit. 
  • Partner connection: ZestMoney will support your wanderlust desires thanks to their connection to over 10,000+ travel operators. 

So, what are you waiting for? Upgrade your life with ZestMoney and sign up today to check out your credit limit!

* The prices are subject to change based on market conditions.

How can I travel on EMI using ZestMoney credit

It’s quite easy for ZestMoney customers to book their favourite holidays on EMI. In 5 easy steps your round trips across the world are made easier:

  1. Signup for ZestMoney credit limit

    Key in your personal details, verify your registered mobile number and the ball is set rolling!

  2. Activate your credit limit

    You can activate your ZestMoney credit limit by submitting the required documents to complete the eKYC process. You can then set up your preferred automatic repayments to activate the limit, which can go up to Rs. 2 lakh. ZestMoney will calculate your credit limit and you are on your way to travel on emi without credit card!

  3. Choose a merchant partner to travel on EMI

    With ZestMoney’s connection with over 10,000+operators, you will be spoilt for choice when you make that hotel booking without credit card!

  4. Set up your preferred repayment schedule

    Once you’ve looked at the different EMI tour packages from one of our partner operators, select ZestMoney EMI during check out. Upon choosing you can make the initial payment and you are on your way to your dream holiday.

  5. And voila! You can now travel on EMI through ZestMoney

    After your EMI is approved on either your holiday booking without credit card or flight ticket on no cost EMI, the only thing you have left to do is pack your bags! With this, you are now on your way to travel on EMI in India.

FAQs on Travel on EMI

Can we travel on EMI?

Yes, you can. ZestMoney customers can travel to their favourite destinations through one of our 10,000+ partner travel operators and enjoy the benefits of book now pay later flights.

How can I get EMI on MakeMyTrip?

It is very simple. Getting holidays on EMI through the ZestMoney app is very easy. Within just three steps you can easily avail pay later options:

  • Download the ZestMoney app: You can download the ZestMoney app from your phone operating system’s app store. Key in your personal details to finish setting up a user profile. Upon completion, the ZestMoney app will show you how much credit you have raised. Watch this short video on how to open a ZestMoney account
  • Activate: Upload the relevant documents for your KYC details and set up automatic repayments from your preferred bank account.

Use: You can now use the ZestMoney App to travel on EMI through any one of our partner travel operators.

What is travel on EMI holiday plan?

Travel on EMI holiday plan allows ZestMoney customers to explore EMI tour packages, travel now pay later, book flight ticket on EMI without credit card and more.

ZestMoney has partnered with over 10,000+ travel agencies to give customers a plethora of choices when it comes to booking holiday packages on EMI.

Big name brands such as EaseMyTrip, MakeMyTrip, Yatra, Uber, InterMiles, amongst others  make the dream of travelling a reality for millions of Indians.

Who is eligible for no-cost EMI?

Customers can reap the benefits of travel on EMI with ZestMoney, as long as they meet the eligibility criteria. To fly now pay later in India:

  • You should be a resident of India
  • Should be at least 20 years old
  • Have the required documents
  • Live in a Tier 1 or Tier 2 city in India (in some cases)
  • Be a salaried individual
  • Have a bank account and KYC details

For more details regarding the conditions, please see our very simple explainer video on the eligibility criteria that gives a complete picture.

What is ZestMoney app?

ZestMoney app is an application that allows customers to safely and quickly pay their EMI without the requirement of a credit card. The process is completely online and you can choose from a variety of repayment options such as 3, 6, 9, and 12 months through our partner travel operators. The credit limit applied on our platform has some of the highest approval rates and we don’t levy any joining fees or hidden charges.

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  • From my point of view, ZestMoney is incomparable. I am fully satisfied with ZestMoney. Thanks
    Govinda Das
  • Very good service. I came to know about ZestMoney very late else I could have bought a lot of household products through Pepperfry with the financial help from ZestMoney. Thanks to you!
    Vivek Kumar