India’s highest selling smartphones now on EMI

Enjoy the convenience of Easy Digital EMIs when you pay for your MI orders using ZestMoney EMI, no credit card or credit score required.

Fastlane Credit Limit
  • Get credit limit 10x faster
  • No Income proof required
  • Credit limit up to INR 15000

Get Fastlane Limit

Power Credit Limit
  • Applicable only for Apple (eg: iPhone)/ Samsung premium phones/ Consumer durable (eg. TV, washing machine, refrigerator) customers
  • Customers intending to buy products other than Consumer durables, choose Fastlane/Regular

Get Power Limit

Want to upgrade your smartphone?

ZestMoney is here to help!

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

Seamless repayments

Once you setup NACH or SI, we’ll automatically collect your EMIs

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on MI store?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully.

You’re the centre of our universe!

  • I got quick, easy approval for a loan and had purchased a TV on Mi using this money. Thank you for your service.
    Narsimha G
  • “Before ZestMoney, I had tried many times to get a credit card, but the bank always rejects my application, anyway I heard of ZestMoney from YouTube sources, I tried and I purchased my items with this loan. Thank you so much ZestMoney and all the staff who created this beautiful idea for everyone. ”
    Neeraj Arora
  • Incredible service and very intuitive app. Absolutely no bugs or hassles. If you have to choose from amongst all the other providers out there, ZestMoney should definitely be your first pick!
    Daryl Vaz
  • I'm very happy for the quick response, This is the Best quick App for all kind of Shopping which you want. Simple process least documents and quick delivery. I recommend this to all my friends. I hope you also experience the same happiness. .Happy Shopping. Thanks a lot, ZestMoney.
    Kishor h k
  • “This is my 3rd loan with ZestMoney. I am pleasantly surprised by the ease of the process. The fact that I have a source such as ZestMoney to be able to buy things that are sometimes essential, keep up the good work team. Great Job and thanks for the support.”
    Anony Mouse