emi

Complete your application today !

You are just two minutes away from getting an approved credit limit and beginning your journey of shopping on EMI. Shop across 3000+ online and in-store merchant partners.

Know Your Credit Limit Now

Pay with ZestMoney at these leading merchants

  • EMI for everything

    Fashion & Lifestyle, Furniture, Mobiles & Electronics

  • EMI for everything on Mi Xiaomi

    Mobiles & Electronics

  • Shop Using ZestMoney Pay in easy EMIs

    Mobiles & Electronics

  • EMI for everything on Amazon

    Fashion & Lifestyle, Furniture, Mobiles & Electronics

View all merchants

Why choose ZestMoney for shopping on EMI?

Easy EMIs

Enjoy flexible EMIs when you choose 3 months EMI plan.

No pre-closure fee

You can close your EMI any time you want without having to pay any additional fees

Seamless repayments

Once you setup NACH or SI, we’ll automatically collect your EMIs

Easy Online Process & Instant Approval

Our sign-up process is 100% online & you will receive a credit limit within minutes

3-18 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

3000+ Merchant Partners

Choose from a wide range of top online or store merchant partners to make your purchase

How to pay with ZestMoney EMI?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI under the EMI section as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved by our lending partner and your order will be placed successfully. Flipkart will ship your product to you as per their delivery policy.

Get Credit Limit Now

You’re the centre of our universe!

  • “Great Experience!! Very fast approval of loans, I am using ZestMoney at Flipkart. Without any credit card or any down-payment, I got my loan approved very fast. Thanks a lot, ZestMoney. Highly recommend it.”
    Arun Thakur
  • “I bought an air conditioner last Diwali on Flipkart with ZestMoney. As promised, the cash back was immediate. It's a real motivation in seeing my repayment track, and they offered a personal loan as well. What a wonderful experience.”
    Sidhu Bhuvana
  • “The best and easiest way to avail a loan. In Kashmir, most banks avoid lending loans to us and this is the first company who trusts us and provides the amount to purchase on Flipkart with least formalities.”
    Muzafar Shah
  • “Great experience! ZestMoney is the option for those who don't have a credit card. One time very Easy process. No cost EMI options available on Flipkart. I recommend all to just go for ZestMoney.”
    Pramod Darekar
  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley