Pay in easy EMIs across all your favorite brand outlets

Get your personalized credit limit to pay in EMI’s at 0% interest* and avail of exclusive discounts on Croma offline stores

Fill the details below and submit to get credit limit

    How to pay with ZestMoney EMI?

    1. Signup for ZestMoney credit limit

      Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

    2. Activate your credit limit

      Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

    3. Choose preferred EMI plan

      Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

    4. Congrats, your EMI is approved

      Your EMI plan will be approved and your order will be placed successfully.

    Get credit limit

    Why choose ZestMoney for shopping on EMI?

    0% interest EMI

    Enjoy no cost, interest free EMI when you choose eligible EMI plans

    Easy Online Process & Instant Approval

    Our sign-up process is 100% online & you will receive a credit limit within minutes

    No pre-closure fee

    You can close your EMI any time you want without having to pay any additional fees

    8000+ Merchant Partners

    Choose from a wide range of top online or store merchant partners to make your purchase

    Have an active credit limit?

    Head over to Croma

    Visit Croma

    You’re the centre of our universe!

    • “Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! ”
      Huveto Khamo
    • “I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”
      Ritesh Rai
    • “Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”
      Ravindraprasad Pelluru
    • “Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”
      Praveen Pal
    • “ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”
      Amit Verma