Best Phones under 20000
Looking for the best mobile under 20000 in India? Explore the latest smartphones from various brands and buy them on EMI without credit card using ZestMoney credit limit.
Today, there are so many smartphone options available in the market. You have smartphones ranging from as low as Rs 1000 all the way up to 1 Lakh. But you don’t need to spend a lot of money to get a phone with high-end features. If you are looking for the best phones under 20000 in India, you’ll be surprised to see how many wonderful options you have to choose from! All top brands such as Samsung, Mi, Vivo, Motorola, Oppo, and others offer excellent best mobile under 20000.
Many of these top brands offer no-cost EMI options on their phones across several e-commerce sites, making it even easier for you to buy a budget smartphone. Here is a comprehensive list of the best phones under 20000 in India to help you choose wisely and purchase a dream smartphone of your choice.
1. Redmi Note 10 Pro Max
Experience pro performance in the latest phone of the Xiaomi Redmi Note 10 series. Known for its exceptional processing speed, 108MP Quad Camera Setup and 6.67” Super AMOLED Display the Redmi Note 10 Pro Max is everything you can possibly get in a premium phone but for a budget. With features that are sure to turn heads, this is one of the best Redmi phones under 20000 that offer a seamless user experience. Here are more reasons why this best smartphone under 20000 in India dazzle you:
Price: Rs. 18,999*
No Cost EMI: Rs. 1,874* over 12 months
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Release Date: March 2021
Pros:
- Long-lasting battery
- Great display
- Exceptional Performance
- Impressive camera resolution making it one of the best camera smartphone under 20000
Cons:
- None as of yet
“What customers are saying..”
Whopping 108MP Quad is highly commendable! Smoothest performance I have ever seen in a phone.
Redmi Note 10 Pro Max Specifications |
|
| Display | 6.67 inch Super Amoled Display |
| Processor | Qualcomm 732G snapdragon |
| Camera | 108MP + 8MP+ 5MP + 2MP (16MP Selfie Camera) |
| RAM | 6GB & 8GB LPDDR4x |
| OS | MIUI 12 based on Android 11 |
| Storage | 128GB with UFS 2.2 Flash Storage |
| Battery | 5020 mAH |
Customer Rating: 4.4/5
2. Oppo F19 Pro
The Oppo F19 Pro launched in March 2021 and is one of the latest premium phones of Oppo. Featuring a quad camera setup and a lightning fast processor, it ranks high on performance and camera quality. The phone is powered by an octa-core MediaTek Helio P95 processor and comes with 8GB of RAM. The 6.4” super AMOLED display provides stunning visuals at a 409 PPI density and 60Hz refresh rate. Although just slightly above the 20k mark, users have previously mentioned its well worth every buck.
Here’s what makes the Oppo F19 Pro so unique, and why it is one of the best phones to buy in 2021:
Price: Rs. 21,490 on Amazon
No Cost EMI: Rs. 2,117/mo over 12 months
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Release Date: March 2021
Pros:
- Stylish design and good build
- Good camera performance
- Exquisite displays
Cons:
- Average battery life
“What customers are saying..”
Better than the F19. Slim, lightweight, fast and large crystal clear display. However, if you are interested in the camera then this phone is not for you.
Oppo F19 Pro Specifications |
|
| Display | 6.43-inch SUPER AMOLED display |
| Processor | MediaTek Helio P95 |
| Camera | 48MP + 8MP + 2MP + 2MP (16MP front camera) |
| RAM | 8GB RAM |
| OS | Android 10 |
| Storage | 128GB (expandable upto 512GB) |
| Battery | 4310mAh |
Customer Rating: 4 stars on Amazon
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3. Realme Narzo 30 Pro
You can be sure to get more than what you paid for with the Realme Narzo 30 Pro. It is one of the latest and the best mi phones under 20000 for its seamless gaming experience. It features a faster and a brighter full HD display providing every user with immersive visuals and a powerful processor combined with a large battery life ensuring you don’t miss a moment. Realme Narzo 30 Pro is currently one of the best 5G phones under 20000 in India that can give you a flawless mobile user experience. Here is why it is a stellar phone and why it is a major catch in our list of top mobile phones under 20000.
Price: Rs. 16,999* on Flipkart
No Cost EMI: Rs. 1,672* over 12 months
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Release Date: March 2021
Pros:
- Best gaming phone under 20000
- Long-lasting battery
- Superior display
- Supports 5g
Cons:
- Average cameras
“What customers are saying..”
Best 5g phone under 20000 in the market today! Excellent gaming performance and super fast fingerprint sensor.
|
Realme Narzo 30 Pro Specifications |
|
| Display | 6.5-inch Full HD+ Display |
| Processor | MediaTek MT6853 Dimensity 800U 5G |
| Camera | 48MP+8MP+2MP (16MP front camera) |
| RAM | 6 GB |
| OS | Android v10.0 |
| Storage | 64 GB |
| Battery | 5000 mAh Battery |
Customer Rating: 4.3 / 5
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4. POCO X3
Next in the list of best smartphones under 20,000 is this POCO X3 phone. It is one of the best phones under 20000 in India due to its camera, fast-charging battery, which is also long-lasting. It comes with a sleek finish and a huge display, perfect for watching movies online. If you are looking for good camera phones under 20000, POCO X3 can be a great choice. To find out the specs of this best smartphone under 20000 in India, keep reading
Price: Rs. 14,999 on Flipkart.
No Cost EMI: Rs. 1,477 over 12 months
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Release Date: September, 2020
Pros:
- Long-lasting battery
- Great display
Cons:
- Average front camera
“What customers are saying..”
Its main highlight is the 120Hz refresh rate that ensures smooth and seamless performance. Can support light to medium gaming.
Poco x3 Specifications |
|
| Display | 6.67 inch FHD + display |
| Processor | Qualcomm 732g snapdragon |
| Camera | 64MP + 13MP + 2MP + 2MP |
| RAM | 6GB |
| OS | Android 10 |
| Storage | 64GB |
| Battery | 6000 mAH |
Customer Rating: 4.4 / 5 on Amazon
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5. Samsung Galaxy M31s
One of the most efficient Samsung phones under 20,000, this phone comes with an excellent camera making it the best camera smartphone under 20000. The huge screen with great resolution makes it one of the best gaming phones under 20,000. It also has a night mode with steady video focus making it a great option for vacations. One of the best looking smartphones under 20000, the Samsung Galaxy M31s talks premium in every way that too on a budget!
Price: Rs. 15,999 on Amazon
No Cost EMI: Rs. 1,582 over 12 months
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Release Date: March 2020
Pros:
- Best camera phone under 20000 in India with night mode
- Long-lasting battery
- Fast charging battery
Cons:
- Lower internal storage
“What customers are saying..”
10/10 for value for money! Beautiful looking OS and display with a massive 6000mAH battery. Camera quality is also fantastic!
Samsung Galaxy M31s Specifications |
|
| Display | 6.4-inch Super Amoled display |
| Processor | Samsung Exynos 9611 SoC. |
| Camera | 64MP+8MP+5MP+5MP |
| RAM | 6 GB |
| OS | Android v10.0 |
| Storage | 64 GB |
| Battery | 6000 mAh Battery |
Customer Rating: 4.2 / 5
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6. Poco X2
The Poco X2 powered by Xiaomi is a powerful device and one of the best gaming phones under 20000. It has a high-resolution display, seamless user interface and an excellent camera making it one of the top 10 mobiles under 20000. The high performance and its other features do make POCO X2 one of the best mobiles to buy under 20000 in India today.
Price: Rs. 14,999 on Flipkart
No Cost EMI: Rs. 1,477 over 12 months
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Release Date: Feb 2020
Pros:
- Excellent camera
- Good for gaming
- Good battery life
Cons:
- Bulky design
- Low light video isn’t great
“What customers are saying..”
Supports high graphics gaming like pubg! Excellent fast charging capability – takes battery from 0-100 in less than an hour.
Poco X2 Specifications |
|
| Display | 6.67-inch display (1080 x 2400 ) |
| Processor | Qualcomm Snapdragon 730G |
| Camera | 20MP + 2MP Front Camera & 64MP + 2MP + 8MP + 2MP rear camera |
| RAM | 6GB |
| OS | Android 10 |
| Storage | 64GB |
| Battery | 4500mAh |
Customer Rating: 4.5 on Flipkart
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7. Mi 10i 5G
Have one of the highest resolution screens right at your fingertips. It also enables lower power consumption for a longer battery life.Perfect for parties and jam-sessions, it comes with powerful stereo-speakers. It is one of the best phones under 20000 in India. This smartphone is slightly more expensive than 20,000 but with ZestMoney EMI, it can become instantly affordable for you.
Price: Rs. 23,999* on Amazon
No Cost EMI: Rs. 2,364 over 12 months
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Release Date: Jan 2021
Pros:
- Excellent camera
- Fast charging
- Fast processor
- 8gb ram mobile under 20000
Cons:
- On the pricier end
“What customers are saying..”
Impressive camera output quality on low light! Media features are also impressive, especially the audio quality. Not suitable for high level gaming.
Mi 10i 5g Specifications |
|
| Display | 6.53 inch display |
| Processor | 750g Snapdragon |
| Camera | 108 mp + macro and wide angle lens |
| RAM | 8GB |
| OS | Android |
| Storage | 128GB |
| Battery | 4820 mAh large battery with 33W fast charger |
Customer Rating: 3.9 / 5 on Amazon
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8. Motorola One Fusion Plus
With extremely cool features like a pop up camera, full HD display, and a big screen, this is the best gaming phone under 20000. It also has a good battery life, so now you can game all day without interruptions. It also has convenient features of gesture recognition. One of the top mobile phones under 20000, it also has convenient features of gesture recognition. Here are more reasons why it is one of the best phones to buy in 2021:
Price: Rs. 17,499 on Flipkart
No Cost EMI: Rs. 1721 over 12 months
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Release Date: Oct 2020
Pros:
- Gesture recognition
- Great display
Cons:
- Pop-up camera might be fragile
“What customers are saying..”
Battery lasts 2 days on average usage. Smooth performance with excellent stock android experience! Highly recommend.
Motorola One Fusion plus Specifications |
|
| Display | (6.5 inch) Full HD+ Display |
| Processor | Qualcomm Snapdragon 730G Processor |
| Camera | 64MP + 8MP + 5MP + 2MP | 16MP Front Camera |
| RAM | 6 GB RAM |
| OS | Android |
| Storage | 128 GB ROM |
| Battery | 5000 mAh Lithium Polymer Battery |
Customer Rating: 4.4 / 5 on Flipkart
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9. Realme 6 Pro
The Realme 6 Pro is a mid-range budget smartphone by Realme, powered by Oppo. It runs on a powerful processor, has a quad-camera set-up, large screen and an excellent HD display. The phone has a stunning striking design making it one of the best-looking smartphones under 20000. Here are more reasons why Realme 6 Pro is one of the top 10 mobiles under 20000, and why it’s so attractive to so many users:
Price: Rs. 17,999 on Croma
No Cost EMI: Rs. 1,770 over 12 months
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Release Date: March 2020
Pros:
- Good sleek design
- Good camera
- Long battery life
Cons:
- Bloatware
- Low light camera is average
“What customers are saying..”
Excellent budget smartphone under 20k. Camera quality is superb. Battery comes for 2 days with a single charge.
Realme 6 Pro Specifications |
|
| Display | 6.60-inch display (1080 x 2400 ) |
| Processor | Qualcomm Snapdragon 720G Processor |
| Camera | 16MP + 8MP Front Camera & 64MP + 8MP + 12MP + 2MP rear camera |
| RAM | 6GB RAM |
| OS | Android 10 OS |
| Storage | 64GB storage |
| Battery | 4300mAh battery |
Customer Rating: 4.5 on Croma
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10. Samsung Galaxy M31 Pro
Samsung has yet another impressed us with the new Galaxy M31, undoubtedly one of the best Samsung phones under 20000. This flagship Samsung mobile is a powerhouse with a great camera, long battery life, super AMOLED display supporting 4KHDR and the latest Android OS.
Here’s why it’s an absolute steal:
Price: Rs. 15,999 on Amazon
No Cost EMI: Rs. 1,582 over 12 months
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Release Date: March 2020
Pros:
- High definition AMOLED display
- Excellent battery life
- Fast processor
- Latest smartphones under 2000
Cons:
- Low light camera performance is average
- Spam notifications
“What customers are saying..”
Stunning displays coupled with large storage capacity and battery life! Ideal for seamless video streaming and occasional heavy gaming.
Samsung Galaxy M31 Pro Specifications |
|
| Display | 6.40-inch display (1080 x 2400 ) |
| Processor | Samsung Exynos 9611 Processor |
| Camera | 32MP + 8MP Front Camera & 64MP + 8MP + 5MP + 5MP rear camera |
| RAM | 6GB RAM |
| OS | Android 10 OS |
| Storage | 128GB storage |
| Battery | 6000mAh battery |
Customer Rating: 4.3 on Amazon
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11. Xiaomi Redmi Note 9 Pro Max
The Redmi Note 9 Pro Max is another great smartphone as part of the Redmi series. The Note 9 Pro Max is a high end but affordable and one of the best smartphones under 20000. It’s smooth AMOLED display makes it great for streaming. It is supported by super-fast charging and seamless user experience.
Here’s why it is one of the best android phone under 20000
Price: Rs. 14,999 on Amazon
No Cost EMI: Rs. 1,477 over 12 months
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Release date: March 2020
Pros:
- Excellent phone for gaming and streaming
- Good camera performance
- Fast, smooth processor
Cons:
- Older Android OS
- Sub-par battery life
“What customers are saying..”
Stylish phone design with high quality cameras. Powerful 33w fast charging that takes battery from 0-100 in under 45 mins.
Redmi Note 9 Pro Max Specifications |
|
| Display | 6.67-inch display (1080 x 2400 ) |
| Processor | Qualcomm 732g snapdragon |
| Camera | 32MP front camera & 64MP + 8MP + 5MP + 2MP rear camera |
| RAM | 4GB RAM |
| OS | Android 8 |
| Storage | 64GB |
| Battery | 3300mAh battery |
12. Realme X7 5g
If you are looking for top mobile phones under 20000, then the Realme X7 5g is here to impress. It is a light weight mobile phone and comes with a fast charging battery which can go from 0% to 50% in just 18 minutes. One of the best phones in 20k, it also has 5g dual sim for all your connectivity needs.
Price: Rs. 19,999 on Flipkart
No Cost EMI: Rs. 1,967 over 12 months
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Release date: Feb 2021
Pros:
- Lightweight and sleek
- Dual sim
- Fast charging
- Latest smartphones under 2000
Cons:
- Not a very advanced processor
“What customers are saying..”
Everything you need and want in a smartphone! Dual sim, 5g, lightweight, amoled display fast processor, best Realme phone under 20k.
Realme X7 5g Specifications |
|
| Display | 6.43 inch |
| Processor | MediaTek 800U |
| Camera | 64MP + 8MP + 2MP | 16MP Front Camera |
| RAM | 6 GB RAM |
| OS | Android 10 |
| Storage | 128 GB ROM |
| Battery | 4310 mAh Battery |
Customer Rating: 4.4 / 5 on Amazon
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13. Oppo F17 Pro
The Oppo F17 pro prides itself on being an advanced phone. It is one of the best smartphones under 20000 because of its camera which can take portrait pictures, ultra clear images and videos, fast charging battery and air gestures to pick up calls and more. These are only some of the benefits that make it one of the best phones under 20000 in India
Price: Rs. 19,999 on Flipkart
No Cost EMI: Rs. 1,967 over 12 months
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Release date: September 2020
Pros:
- Advanced phone with impressive new features
- Anti-lag algorithm
- Air gestures
- 8gb ram mobile under 20000
Cons:
- On the pricier end
“What customers are saying..”
Awesome large display and classy mobile design. Not suited for heavy gamers but great for watching movies and videos!
Oppo F17 Pro Specifications |
|
| Display | 6.43 inch |
| Processor | MediaTek Helio P95 |
| Camera | 48MP + 8MP + 2MP + 2MP | 16MP + 2MP Dual Front Camera |
| RAM | 8 GB RAM |
| OS | Android 10 |
| Storage | 128 GB ROM |
| Battery | 4015 mAh Lithium-ion Battery |
Customer Rating: 4.4 / 5 on Flipkart
14. Samsung Galaxy F41
You know Sansung is a great brand when it makes it twice to the list of best phone under 20,000. Watch a cricket match or your favourite movie uninterrupted with its powerful battery. Its live focus, 5mp depth effect, ultra wide lens are perfect to capture memories with your loved ones. It is one of the best samsung phones under 20,000.
Price: Rs. 17,499 on Flipkart
No Cost EMI: Rs. 1721 over 12 months
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Release date: Oct 2020
Pros:
- Great storage
- Advanced camera
Cons:
- Decent battery
“What customers are saying..”
Incredible battery backup – last for over 2+ days on normal use. Excellent front camera as well, very rare to see a good front camera in a mobile phone.
Samsung Galaxy F41 Specifications |
|
| Display | 6.4 inch |
| Processor | Exynos 9611 Processor |
| Camera | 64MP + 8MP + 5MP | 32MP Front Camera |
| RAM | 6GB RAM |
| OS | Android 9 Pie OS |
| Storage | 128 GB ROM |
| Battery | 4500mAh battery |
Customer Rating: 4.4 on Flipkart
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15. Vivo S1 Pro
The Vivo S1 Pro is a great option if you’re searching for the best phones under 20000 in India. It is power-packed with an excellent camera, good battery life and a beautiful display.
Here are the specs for this best android phone under 20000:
Price: Rs. 18,990 on Flipkart
No Cost EMI: Rs. 1876 over 12 months
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Release date: January 2020
Pros:
- Stylish design
- Excellent selfie camera
- Long battery life
Cons:
- Slight bloatware
- Hybrid SIM slot
“What customers are saying..”
Best display in a vivo phone! Commendable front camera. Overall a solid mobile phone with all the essential features in this price range.
Vivo S1 Pro Specifications |
|
| Display | 6.38-inch display (1080 x 2340) |
| Processor | Qualcomm Snapdragon 665 |
| Camera | 32MP front camera & 48MP + 8MP + 2MP + 2MP rear camera |
| RAM | 6GB RAM |
| OS | Android 9 Pie OS |
| Storage | 64GB storage |
| Battery | 4500mAh battery |
Customer Rating: 4.4 on Flipkart
Now that you have gone through this comprehensive list, here is a summary of the best phones under 20000
| BEST PHONES UNDER 20000 | RELEASE DATE | PRICE* | NO COST EMI* (12 Months) |
| Redmi Note 10 Pro Max | March 2021 | INR 18,999 | INR 1,874/mo |
| Oppo F19 Pro | March 2021 | INR 21,490 | INR 2,117/mo |
| Realme Narzo 30 Pro | March 2021 | INR 16,999 | INR 1,672/mo |
| Poco X3 | September 2020 | INR 14,999 | INR 1,477/mo |
| Samsung Galaxy M31s | March 2020 | INR 15,999 | INR 1,582/mo |
| Poco X2 | February 2020 | INR 14,999 | INR 1,477/mo |
| Mi 10i 5G | January 2021 | INR 23,999 | INR 2364/mo |
| Motorola One Fusion Plus | October 2020 | INR 17,499 | INR 1,721/mo |
| Realme 6 Pro | March 2020 | INR 17,999 | INR 1,770/mo |
| Samsung Galaxy M31 Pro | March 2020 | INR 15,999 | INR 1,582/mo |
| Redmi Note 9 Pro Max | March 2020 | INR 14,999 | INR 1,477/mo |
| Realme X7 5G | February 2021 | INR 19,999 | INR 1,967/mo |
| Oppo F17 Pro | September 2020 | INR 19,999 | INR 1,967/mo |
| Samsung Galaxy F41 | October 2020 | INR 17,499 | INR 1,721/mo |
| Vivo S1 Pro | January 2020 | INR 18,990 | INR 1,876/mo |
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* Note: The prices mentioned here are indicative and may change based on offers and promotions by individual sellers. Kindly check the final price on the seller page before purchase. You can use ZestMoney for buying your mobile on EMI at our merchant partners like Flipkart, Amazon, Mi, Paytm, Croma, etc.