If you’re someone who wants to have a good phone with the latest features but are tight on finances, buying a new phone on EMI is your best bet. But if that too sounds difficult for you, then refurbished mobiles under 5000 can also be a good option. Refurbished phones can be of two types. Either the phones that are returned to the manufacturer by the customers due to a manufacturing default and are sold as a refurb after being repaired, or they can be a second-hand phone sold directly by the owner.

So without further ado, if you’re thinking about owning your first phone in 2021 but on a budget here is a list of the best refurbished mobiles under 5000 INR for you to consider, keeping the latest features and price* in mind:

Samsung Galaxy On7 (8GB) –

The Samsung Galaxy series is the most popular set of phones by Samsung. It sports a 5.5 touch screen with a 720×1280 resolution and a great 13 MP rear camera. With an Android 5.1 Lollipop OS that is upgradable to 6.0.1 Marshmallow, this phone is as sleek as it is powerful. While its initial price is 10,000 INR, the refurbished models are available below Rs. 5000. This phone is one of the best refurbished mobiles under 5000 and makes it extremely popular among customers.

Buy the refurbished Samsung Galaxy On7 for Rs. 3990*. With Zest’s No Cost EMI you can buy this refurbished phone on EMI without credit card for only Rs. 398/mo* over 12 months. 

Redmi 5A (16GB):

Xiaomi phones have made quite the impact on Indian markets for their sleek models with extraordinary camera capabilities and internal memory. The Redmi 5A has a 5-inch capacitive touch screen with full HD and a 13 MP primary camera and a 5-element lens, much like the Samsung/Sony primary camera. The phone also provides a smart PA technology for superior audio and playback quality that does not damage the speakers at elevated volumes. The phone features a quick charge that charges up to 40% in half an hour. This is one of the best refurbished mobiles below 5000 if camera quality is your highest priority. 

Buy the refurbished Redmi 5A for Rs. 3,999*. With Zest’s No Cost EMI you can purchase this refurbished phone on EMI for only Rs. 397/mo* over 12 months. 

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Samsung Galaxy A8 (32GB) – 

Samsung offers excellent models across a range of price points, but many of the popular models tend to be above Rs. 15,000. A more affordable option is to buy refurbished phones from Samsung. The Samsung Galaxy A8, which is the slimmest Galaxy phone in the series, is extremely affordable when you buy the refurbished version. With a great internal memory of 32GB and a high-quality camera with 16MP, you can click innumerable pictures in both day and night light. The phone also boasts a data speed of 4G Connect (LTE CAT6) technology, making it one of the few 4g mobile under 5000 refurbished phones in the market. With the Samsung Galaxy A8, you can easily download large files, participate in video calls, and seamlessly browse through the internet. Additional features include fingerprint locking, a smart manager, and top-notch battery life. 

Buy the Samsung Galaxy A8 at a refurbished price. You can also explore a wide range of refurbished Samsung phones on QuikrBazaar. Using Zest Money’s No Cost EMI you can also buy refurbished phones on EMI without credit card starting from Rs. 499/mo* over 12 months. 

Moto G 3rd Gen (8GB) –

The Moto G 3rd gen is an absolute delight and one of the best refurbished mobiles under 5000 available in the market. Sporting a 5-inch touch screen and the Android Lollipop 5.1.1 OS, the phone has some of the best features. What’s more, it has a 5MP secondary camera for a flawless selfie game and a 13MP camera with Slow Motion Video. The phone lens recognizes QR Codes and barcodes. Another splendid advantage is its turbocharge feature that charges the phone within minutes and lasts the entire day. The Moto G is definitely one of the best refurbished smartphones under 5000!

Buy the refurbished Moto G 3rd Generation for just Rs. 4,200*. You can also buy Moto G 3rd Gen used phone on QuikrBazaar. With Zest’s No Cost EMI you can buy this refurbished phone on EMI  for only Rs. 414/mo* over 12 months. 


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Lenovo A7000 (16GB) – 

The Lenovo A7000 is one of the best refurbished phones with some of the best features in the market. The phone is powered by an 8-core Cortex-A53 (MediaTek MT6752m 64-bit 4G LTE) Processor with a speedy 2GB RAM. It sports a 5.5-inch touch screen and a display resolution of 1280×720 pixels. The 8MP rear camera features beautiful shots and a 5MP secondary camera which will help you take gorgeous selfies. The phone also comes with a great expandable 16 GB internal memory that is expandable to 32 GB to give you an all-rounder experience in your palms. 

Buy the refurbished Lenovo A7000 at an affordable price of Rs. 4,999*. You can also buy a used Lenovo A7000 on QuikrBazaar. Additionally use Zest Money’s No Cost EMI to buy this refurbished phone on EMI without credit card for only Rs. 492/mo* over 12 months. 

Vivo Y66 (32GB) –

The Vivo Y66 is an absolute must-have refurbished smartphone under 5000 and is a steal for the price. Known for its outstanding camera features, the phone offers a 13MP primary camera with features like HDR, Face Beauty, Watermark, Palm Capture and many more. The secondary camera is an even better 16MP camera with Face Beauty mode 6.0 and a Moonlight Selfie flash to give you a professional photography experience. The phone also  offers amazing battery life thanks to Vivo’s Smart Engine 2.0 battery management system and fast 3GB RAM. This powerful device is one of the best cheap refurbished phones in the market right now.

Buy the refurbished Vivo Y66  for Rs. 4,899*. With Zest’s No Cost EMI you can buy this refurbished phone on EMI for only Rs. 482/mo* over 12 months. 

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Vivo Y55L (16GB) – 

Another Vivo phone that is available in a refurbished version is the Vivo Y55L. With similar features to the Y66, this phone is one of the best refurbished mobiles under 5000 for what it offers. This phone offers an 8MP primary camera and a 5MP secondary camera. It also offers Eye Protection mode for comfortable reading and viewing and a smart split 2.0 feature to enable multitasking. Its sleek design and superior finish along with an Android v6.0 Marshmallow OS and speedy 2GB RAM will guarantee a smooth experience.

The refurbished Vivo Y55L is available for Rs. 4,099* only! You can also buy a used Vivo Y55L on QuikrBazaar. Additionally, using Zest Money’s No Cost EMI get this refurbished phone on EMI without credit card for only Rs. 404/mo* over 12 months. 

Lenovo Vibe K5 plus (16GB) – 

The Lenovo Vibe is a great value for money phone available in a refurbished version. The phone is powered by an Android v5.1 lollipop OS and a 2GB RAM. It offers a 12.7 inch, full HD screen with 1920×1080 pixel resolution for 178 degree viewing angles and 5-point multi-touch. Some great additional features are the Light Sensor, Orientation Sensor, Proximity Sensor, Gravitation Sensor, eCompass.

Buy the refurbished Vibe K5 online for Rs. 4,299*. You can also explore a wide range of refurbished Lenovo phones on QuikrBazaar. Or you can use Zest Money’s No Cost EMI to buy this refurbished phone on EMI for only Rs. 423/mo* over 12 months. 


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OPPO Neo 7 (16GB) –

The OPPO Neo 7 is generally available for 10,000 but comes for a refurbished price of 4,899*. Powered by Android v5.1 Lollipop OS with MediaTek MT6582 processor, Adreno 306 GPU, 1GB RAM, and 16GB internal memory, the phone is extremely popular. It has an 8MP primary and 5MP secondary camera for great front and rear shots. The phone is also backed with a minimum six-month seller warranty.

The refurbished Oppo Neo 7 is available at Rs. 3,299*. With Zest’s No Cost EMI you can buy this refurbished phone on EMI without credit card for only Rs. 331/mo* over 12 months. 

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Here is a summary of the best refurbished mobiles under 5000 to help make your decision easier.


Refurbished Mobiles under 5000 Price* No Cost EMI* (12 months)
Samsung Galaxy On7 Rs.  3990 Rs. 398/mo
Redmi 5A Rs. 3999 Rs. 457/mo
Samsung Galaxy A8 Rs. 4799 Rs. 472/mo
Moto G 3rd Gen Rs. 4200 Rs. 414/mo
Lenovo A7000 Rs. 4999 Rs. 492/mo
Vivo Y66 Rs. 4899 Rs. 482/mo
Vivo Y55L Rs. 4099 Rs. 404/mo
Lenovo Vibe K5 Rs. 4299 Rs. 423/mo
Oppo Neo 7 Rs. 3299 Rs. 296/mo

To make your purchase even easier, you can buy refurbished phones or even smart tablets on EMI using ZestMoney. ZestMoney no-cost EMI can be availed across all our major websites like Amazon and Flipkart and physical electronic stores present near you like Croma and Sangeetha. If you wish to own a brand new phone without breaking into your savings, then you can consider buying a phone on EMI using ZestMoney. You don’t require a credit card, debit card or credit limit to get started!

 ZestMoney helps you to buy the latest smartphones without a credit card or debit card. Here’s what you need to do in order to make your payments through ZestMoney:

  • Sign up on ZestMoney by completing your profile to find out your credit limit.
  • Activate your credit limit by adding your KYC details and setting up automatic repayments to use your credit limit across our 1000+ merchandise. 
  • To pay with ZestMoney EMI, visit our merchant partner and make payments using your available ZestMoney credit limit.
  • After that, you can choose your no- cost EMI repayment option across our retail partners and payback with ease. You can also use a debit card or a bank transfer to repay your dues. 


So what are you waiting for? With these refurbished mobiles below 5000 INR, you can get one of the best, expensive phones for cheap refurbished phones at an extremely affordable price.


*Prices are subject to change.

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