Buy the best phone available on EMI

Enjoy the convenience of 0% interest EMI when you pay for your Wiseapps orders using ZestMoney EMI, no credit card or credit score required.

Want to buy the best phone in the market?

ZestMoney is here to help!

0% interest EMI

Enjoy no cost, interest free EMI when you choose 3 months EMI plan

3-12 months EMI plan

Choose your convenient repayment term from our wide range of EMI plans

No down payment

We don’t ask for upfront payment for you to complete your purchase

No application fee

You don’t have to pay any additional application charges. No strings attached

No processing fee

We will process your EMI application without charging you a single penny

No pre-closure fee

You can close your EMI without having to pay any additional fees

How to pay with ZestMoney EMI directly on Wiseapps?

  1. Signup for ZestMoney credit limit

    Signing up for a ZestMoney credit limit is very simple. Just verify your mobile number and you’re good to go!

  2. Activate your credit limit

    Complete your profile, submit the required KYC documents and set up your repayment to activate your credit limit.

  3. Select ZestMoney EMI during checkout

    Once you have selected the product you wish to buy, proceed to checkout and select ZestMoney EMI as your payment method.

  4. Choose preferred EMI plan

    Once you select ZestMoney EMI as your payment method, you can choose the EMI plan as per your convenience.

  5. Congrats, your EMI is approved

    Your EMI plan will be approved and your order will be placed successfully.

You’re the centre of our universe!

  • “I really happened to like this app a lot, I do believe. When I applied for a loan it was approved and bought a product on the same day. I'm really happy...I love it....”
    Yogesh BA
  • “It's the best website for purchasing products for EMI, It's very much better than Credit Card issued by Bank, I am very thankful for this platform. ”
    Mayookh Mt
  • “Awesome This is the Best quick App for all kind of Shopping which you want. Simple process least documents and quick delivery. I recommend more the 10 friends of mine. I hope you also experience the same happiness. Happy Shopping, Thanks a lot, ZestMoney!!!”
    Rajj Joshi
  • “Sir, in my opinion, this is the best online app for taking a small amount of money with no extra cost, no hidden charges, and no foreclosure charges ”
    Rajeev Singh Parihar
  • “I'm very happy this is the best online loan app and very quick response to my loan offer. This is 2nd time getting a loan. Thank you, ZestMoney team.”
    Shivanand T P
  • Awesome! You are getting service here which you cannot get in the bank if you have no credit history. I will be your customer for life even if I move up beyond the need on serious, I am sincerely grateful for this privilege! 
    Huveto Khamo
  • “I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.”
    Ritesh Rai
  • “Genuine, Quick online verification and process, Sanction within no time. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. Quick disbursement and hassle-free. Really, it is excellent.”
    Ravindraprasad Pelluru
  • “Very simple documents. Their word of commitment is very strong. They really trust customers. All my small dreams have come true because of ZestMoney. Love you ZestMoney.”
    Praveen Pal
  • “ZestMoney is wonderful platform for everybody you can also easily process to help us with our dreams and in our requirements, I will pay faithfully for ZestMoney.”
    Amit Verma