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Buy smartphones on EMI without credit card - ZestMoney

Buy latest smartphones on EMI

Buy your favorite smartphone from merchants like Amazon, Flipkart, Mi, Paytm, OnePlus and pay in affordable easy EMIs using your ZestMoney credit limit. #AdjustNahiZestKaro

Zero Interest* – Zero Down Payment – Zero Processing Fee on 3-month EMI Plan

Pay with ZestMoney at these leading merchants

How to buy smartphones with ZestMoney EMI?

  1. Signup with ZestMoney

    Complete your profile to signup with ZestMoney & discover your credit limit.

  2. Activate your credit limit

    Upload your KYC & setup automatic repayments to start using your credit limit across our 8000+ brands.

  3. Pay with ZestMoney EMI

    Visit our merchant partner & make payment using your ZestMoney credit limit.

You’re the centre of our universe!

  • “ZestMoney is the "Best money". It's a seamless and easy process and I have never faced any hassle while applying. Always had 100% approval. ”
    Rumzan Sheikh
  • Great app that I came across. The services are also very quick. Instant loan approval. I have bought many things through ZestMoney hassle free.
    Shrinivas Telkar
  • “I just wanted to buy a few products. On Facebook, I found the ZestMoney platform which helps me a lot to fulfill my dreams at the right time. Thank you so much, team.”
    Arun Kumar
  • From my point of view, ZestMoney is incomparable. I am fully satisfied with ZestMoney. Thanks
    Govinda Das
  • Very good service. I came to know about ZestMoney very late else I could have bought a lot of household products through Pepperfry with the financial help from ZestMoney. Thanks to you!
    Vivek Kumar
  • It is a great platform for easy purchase of your desired products without any huge paperwork, I love the way of its screening and prompt service. It's a poor man's virtual credit card without any hidden costs and annual charges. Thank you, team ZestMoney. Keep up the work.
    Prakash Nathaniel Kumar
  • The best app, to get electronic products and gadgets from Xiaomi. Recently I got a personal loan on Saturday I got instant approval and with next 1 workday got credited to my bank account. It's simple and ZestMoney is just rocking. Thumbs up to ZestMoney and their team, customer service is also too good.
    Arunkarthik Duraisamy
  • Awesome App guys!!! it's very easy and simple to get the loan on ZestMoney, just apply for a credit limit and buy your product from Mi and pay the amount in easy in EMI's. I got here 28000 rs credit limit for shopping. thanks, ZestMoney.
    Manoj kumar
  • Great app. Got approval within minutes and with few documents. Thanks, ZestMoney. I bought a Mi TV- from mi.com's website. A great experience. 
    Revanth Nagabhyru
  • The best is ZestMoney because it helps a lot. I cleared the EMI for Xiaomi POCO F1. Now, they have offered me a personal loan amount with low interest. Thank you, ZestMoney
    Chandrasekhar Reddy