Shop now & pay in EMI without credit card

Enjoy the convenience of EMIs on smartphones, fashion, travel, education, healthcare & more. No credit card, debit card or credit score required.

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Pay with ZestMoney at these leading merchants

  • Shop smartphones, TV & appliances, Grocery and more on EMI
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  • Enjoy the convenience of EMI on smartphones, electronics & more
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  • Travel now, pay later in easy, convenient & flexible EMI
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  • Shop for clothing, footwear & accessories for men, women, and kids
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  • Buy smartphones, TVs, fitness gear, lifestyle and accessories on easy EMI
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  • Upgrade your wardrobe without having to burn a hole in your pocket
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Pay using 0% interest EMI

Enjoy no cost EMI at select partner stores & fulfil your wishlist.

3 steps to fulfil your dream with ZestMoney EMI

  1. Signup with ZestMoney

    Complete your profile to signup with ZestMoney & discover your credit limit.

  2. Activate your credit limit

    Upload your KYC & setup automatic repayments to start using your credit limit across our 1000+ merchant partners.

  3. Pay with ZestMoney EMI

    Visit our merchant partner & make payment using your ZestMoney credit limit.

Meet ZestMoney

Founded in 2016, ZestMoney is the largest and fastest growing consumer lending fintech company in India. We offer instant financing, at the checkout using technology to make life more affordable for everyone.

5 million happy consumers

1000+ merchant partners

4.7 star Google review rating

  • “Applied for loan with Flipkart and got it within few hours. Interest will be given back as cash back is amazing.”
    Johnwell Wesley
  • “Wonderful Service! I've already purchased more than 3 items from Amazon and Flipkart with the help of the friendly hand of ZestMoney”
    Soumya Kanti Mitra
  • “Zestmoney gives me facility to buy anything from Amazon, Flipkart and other popular stores with EMI facility without any Credit Card.”
    Brundaban Mahaling
  • “Best in class better than all other online credit platforms. Application process is so simple with in 10 sec i got limit of 37000.”
    Sandeep Singh

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Get Credit Limit on WhatsApp

Apply on Whatsapp to complete your profile and discover your credit limit.

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Get Credit Limit on WhatsApp

Apply on Whatsapp to complete your profile and discover your credit limit.

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